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Power of Rs 2.5 Lakh One-time Investment: How much time Rs 2,50,000 lump sum investment in mutual fund can take to create Rs 50 lakh, Rs 1 crore & Rs 1.5 crore retirement corpus?
- Written by ZeeBiz WebTeam
Published: Zee Business| Updated: Zee Business
Power of Rs 2.5 Lakh One-time Investment: Are you planning for your retirement and wondering if it is too late to start planning now? Well, the answer is "no". It's never too late to start planning for your investments, whether you're 30 years old, 40, or 50. You can start saving for your retirement whenever you want. You just need to make a proper plan, like what your goal is, how much time is left for your retirement and how much money you need to invest.
For example, in this write-up, we will calculate how many years you may need to create a retirement corpus of Rs 50 lakh, Rs 1 crore & Rs 1.5 crore with a Rs 2,50,000 lump sum investment in a mutual fund.
However, it should be kept in mind that all the returns mentioned in the article are expected at a return of 12 per cent, and the actual amount may vary depending on market conditions.
Photos Credit: Getty Images
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/10
Why is it important to accumulate a corpus for your post-retirement life?
1/10By doing so, you ensure that you won't have to depend on anyone else for your daily expenses in your old age.
2/10
Power of Rs 2.5 Lakh One-time Investment: How many years will it take to create a corpus of over Rs 50 lakh?
2/10According to the calculations, you need to invest for at least 27 years in mutual funds to create over Rs 50 lakh retirement corpus with a Rs 2.5 lakh lump sum investment.
3/10
Power of Rs 2.5 Lakh One-time Investment: What will be the expected capital gains in 27 years?
3/10In 27 years, you can expect a total of Rs 50,81,220 (on average) as capital gains.
4/10
Power of Rs 2.5 Lakh One-time Investment to build over Rs 50 lakh retirement corpus: Calculations
4/10Total Investment Amount: Rs 2,50,000 Capital Gains: Rs 50,81,220 (expected) Total Approx. Return: Rs 53,31,220
5/10
Power of Rs 2.5 Lakh One-time Investment: How many years will it take to create over Rs 1 crore corpus?
5/10To create a retirement corpus of over Rs 1 crore with a Rs 2.5 lakh lump sum investment, you need to invest for at least 33 years in mutual funds.
6/10
Power of Rs 2.5 Lakh One-time Investment: What will be the average capital gain in 33 years?
6/10After 33 years, you can expect a total of Rs 1,02,72,883 as capital gains.
7/10
Power of Rs 2.5 Lakh One-time Investment to build Rs 1 crore retirement corpus: Calculations
7/10Total Investment Amount: Rs 2,50,000 Capital Gains: Rs 1,02,72,883 (expected) Total Approx. Return: Rs 1,05,22,883
8/10
Power of Rs 2.5 Lakh One-time Investment: How many years will it take to create over Rs 1.5 crore corpus?
8/10To create a retirement corpus of over Rs 1.5 crore with a Rs 2.5 lakh lump sum investment, you need to invest for at least 37 years in mutual funds.
9/10
Power of Rs 2.5 Lakh One-time Investment: What will be the average capital gain in 37 years?
9/10After 37 years, you can expect a total of Rs 1,63,07,961 as capital gains.
10/10
Power of Rs 2.5 Lakh One-time Investment to build Rs 1.5 crore retirement corpus: Calculations
10/10Total Investment Amount: Rs 2,50,000 Capital Gains: Rs 1,63,07,961 (expected) Total Approx. Return: Rs 1,65,57,961
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