ITR Forms6 min ago
Top 5 Equity Retirement Solutions Funds in 5 Years: Rs 14,00,000 lump sum investment in No. 1 scheme has jumped to Rs 50.8 lakh fund
- Written by Bhawna Gupta
Published: 1:27 PM, Oct 23, 2025
|Updated: 1:28 PM, Oct 23, 2025
Every individual wants to save funds for their retirement. For that, they choose any of the investment schemes as per their risk appetite. Some individuals opt for fixed deposits (FDs), post office schemes, and monthly income plans, while others prefer mutual funds. All of these have their own benefits and drawbacks. People who cannot risk their money usually invest in guaranteed return plans.
In this article, we will talk about the top five equity retirement solutions funds in five years. We will see the calculations of a Rs 14 lakh lump sum investment in these funds and know which one has given the best returns for retirement.
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What is an equity retirement fund?
These funds invest around 65 per cent of their assets in equities and come with atleast a 5-year lock-in or till retirement, whichever is earlier.
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ICICI Prudential Retirement Fund - Pure Equity Plan Direct - Growth
In five years, ICICI Prudential Retirement Fund has given a 29.4 per cent annualised return. Its assets under management (AUM) are Rs 1,410 crore, while its net asset value (NAV) is Rs 37.3 as of October 20. With a lump sum investment of Rs 14,00,000, the fund has jumped to Rs 50,79,248 in five years, calculations show.
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HDFC Retirement Savings Fund Equity Plan Direct-Growth
HDFC Retirement Savings Fund has delivered a 25.6 per cent annualised return over the past five years. Its assets under management (AUM) are Rs 6,693 crore, while its net asset value (NAV) is Rs 58.7 as of October 20. With a lump sum investment of Rs 14,00,000, the fund has jumped to Rs 43,75,990 in five years, calculations show.
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth
In five years, Nippon India Retirement Fund has given a 21.6 per cent annualised return. Its assets under management (AUM) are Rs 3,179 crore, while its net asset value (NAV) is Rs 33.2 as of October 20. With a lump sum investment of Rs 14,00,000, the fund has jumped to Rs 37,22,168 in five years, calculations show.
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Tata Retirement Savings Fund Progressive Plan Direct-Growth
Tata Retirement Savings Fund has delivered a 17.5 per cent annualised return over the past five years. Its assets under management (AUM) are Rs 2,048 crore, while its net asset value (NAV) is Rs 81 as of October 20. With a lump sum investment of Rs 14,00,000, the fund has jumped to Rs 31,35,577 in five years, calculations show.
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Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-Growth
In five years, Aditya Birla Sun Life Retirement Fund has given a 16.5 per cent annualised return. Its assets under management (AUM) are Rs 411 crore, while its net asset value (NAV) is Rs 22.7 as of October 20. With a lump sum investment of Rs 14,00,000, the fund has jumped to Rs 30,04,400 in five years, calculations show.
Investing in mutual funds is subject to market risks. Consult your advisor before making any investment.
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