DRDO7:14 PM IST
Rs 10,00,000 One-Time Investment in 5-year FD: Compare SBI, HDFC Bank, ICICI Bank, PNB & post office fixed deposit returns
- Written by Priya Vishwakarma
Published: Zee Business| Updated: Zee Business
Latest FD Rates 2026: For those who prefer only risk-free and guaranteed interest rate investment options, fixed deposits can be an ideal option. It is an investment option offered by banks and non-banking financial companies (NBFCs) that allows investors to invest a lump sum amount for a fixed period. This period can be 1 year, 3 years, 5 years, or more. Also, different banks offer different FD rates depending on the investment amount and time period.
In this write-up, we will compare the latest 5-year fixed deposit interest rates offered by leading institutions. Furthermore, we will calculate the maturity amount for both ordinary customers and senior citizens for a lump sum investment of Rs 10 lakh. It should be noted that under Section 80C of the Income Tax Act, people can save up to Rs 1.5 lakh annually by investing in 5-year FDs.
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/10
What are the SBI Fixed Deposit interest rates for 2026?
1/10For general customers, it offers an interest rate of 6.05 per cent, while for senior citizens, it offers 7.05 per cent.
2/10
SBI FD Interest Calculation For Rs 10 Lakh Lumpsum Investment
2/10For general customers, an investment of Rs 10 lakh in a 5-year SBI term deposit will yield Rs 13,50,176 upon maturity. On the other hand, senior citizens will receive Rs 14,18,258 upon maturity.
3/10
What are the PNB Fixed Deposit interest rates for 2026?
3/10For general customers, Punjab National Bank is offering an interest rate of 6.10 per cent, while for senior citizens, it is offering 6.60 per cent.
4/10
PNB FD Interest Calculation For Rs 10 Lakh Lumpsum Investment
4/10For general customers, an investment of Rs 10 lakh in a 5-year PNB term deposit will yield Rs 13,53,505 upon maturity. On the other hand, senior citizens will receive Rs 13,87,227 upon maturity.
5/10
HDFC Bank Fixed Deposit Interest Rates (2026)
5/10For General Customers: 6.40 per cent & For Senior Citizens: 6.90 per cent
6/10
HDFC FD Interest Calculation: Rs 10 Lakh Investment
6/10For General Customers: A Rs 10 lakh investment in HDFC's 5-year FD will amount to Rs 13,73,644 at maturity. For Senior Citizens: You will receive Rs 14,07,842 upon maturity.
7/10
ICICI Bank Fixed Deposit Interest Rates (2026)
7/10For General Customers: 6.50 per cent & For Senior Citizens: 7.10 per cent
8/10
ICICI FD Interest Calculation: Rs 10 Lakh Investment
8/10For General Customers: A Rs 10 lakh investment in ICICI's 5-year FD will yield Rs 13,80,420 at maturity. For Senior Citizens: The maturity amount will be Rs 14,21,747 after 5 years.
9/10
Post Office Fixed Deposit Interest Rates (2026)
9/10For all customers, the post office is offering a fixed deposit interest rate of 7.50 per cent for 5-year FDs.
10/10
Post Office FD Interest Calculation: Rs 10 Lakh Investment
10/10A Rs 10 lakh investment in a Post Office 5-year FD will yield Rs 14,49,948 at maturity.
- 1
- 2
- 3
- 4
- 5
- 6