Rs 16 Lakh Investment in FD: Compare SBI, HDFC Bank, ICICI Bank, PNB, post office 5-year fixed deposit returns

In this write-up, we will compare the latest fixed deposit interest rates 2025 for a 5-year tenure offered by prominent institutions such as SBI, PNB, HDFC Bank, and others. Additionally, we will calculate the maturity amounts for both general customers and senior citizens for Rs 16 lakh one time investment.

- For General Customers: 6.05%

- For Senior Citizens: 7.05%

- For General Customers: A Rs 16 lakh investment in SBI’s 5-year FD will yield Rs 21,60,282 at maturity.

- For Senior Citizens: You will receive Rs 22,69,213 upon maturity.

- For General Customers: 6.50%

- For Senior Citizens: 7.00%

- For General Customers: A Rs 16 lakh investment in PNB’s 5-year FD will grow to Rs 22,08,672 at maturity.

- For Senior Citizens: You will receive Rs 22,63,645 upon maturity.

- For General Customers: 6.40%

- For Senior Citizens: 6.90%

-For General Customers: A Rs 16 lakh investment in HDFC’s 5-year FD will amount to Rs 21,97,830 at maturity.

- For Senior Citizens: You will receive Rs 22,52,547 upon maturity.

- For General Customers: 6.60%

- For Senior Citizens: 7.10%

- For General Customers: A Rs 16 lakh investment in ICICI’s 5-year FD will result in Rs 22,19,564 upon maturity.

- For Senior Citizens: The maturity amount will be Rs 22,74,795 after 5 years.

- For All Customers: 7.50% (Applicable for 5-year FDs)

- A Rs 16 lakh investment in a Post Office 5-year FD will yield Rs 23,19,917 at maturity.