Air India19 min ago
Rs 13 Lakh Investment in FD: Compare SBI, HDFC Bank, ICICI Bank, PNB, post office 3-year fixed deposit returns
- Written by ZeeBiz WebTeam
Published: Zee Business| Updated: Zee Business
Latest Fixed Deposit Rates 2025: Fixed deposits, commonly known as FDs, are a type of investment that allows investors to invest a lump sum amount in banks and non-banking financial companies (NBFCs) for a fixed period and offers a fixed rate of interest on that amount.
However, this fixed interest rate varies from bank to bank. That is, different banks offer different FD rates depending on the investment amount and time period. So, it is important to compare FD rates before investing
In this write-up, we will compare the latest fixed deposit interest rates 2025 for a 3-year tenure offered by prominent institutions such as SBI, PNB, HDFC Bank, and others. Additionally, we will calculate the maturity amounts for both general customers and senior citizens for Rs 13 lakh one time investment.
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/11
Bank FD vs Post Office FD interest rates: 3-year fixed deposit rates comparison
1/11FDs are generally considered a risk-free investment option as they offer guaranteed interest rates.
2/11
SBI FD rates 2025
2/11- For General Customers: 6.30%
- For Senior Citizens: 6.80%
3/11
SBI FD Interest Calculation: Rs 13 lakh lump sum investment in FD
3/11- For General Customers: A Rs 13 lakh investment in SBI’s 3-year FD will yield Rs 15,68,142 at maturity.
- For Senior Citizens: You will receive Rs 15,91,45 upon maturity.
4/11
PNB fixed deposit rates 2025
4/11- For General Customers: 6.40%
- For Senior Citizens: 6.90%
5/11
PNB FD Interest Calculation: FD interest rates for Rs 13 lakh investment
5/11- For General Customers: A Rs 13 lakh investment in PNB’s 3-year FD will grow to Rs 15,72,780 at maturity.
- For Senior Citizens: You will receive Rs 15,96,157 upon maturity.
6/11
Fixed Deposit Calculator 2025: HDFC FD rates
6/11- For General Customers: 6.45%
- For Senior Citizens: 6.95%
7/11
HDFC FD Interest Calculation: Rs 13 Lakh Investment
7/11- For General Customers: A Rs 13 lakh investment in HDFC’s 3-year FD will amount to Rs 15,75,103 at maturity.
- FD rates for senior citizens 2025: You will receive Rs 15,98,513 upon maturity.
8/11
FD rates 2025: ICICI fixed deposit rates
8/11- For General Customers: 6.60%
- For Senior Citizens: 7.10%
9/11
ICICI FD Interest Calculation: Rs 13 Lakh Investment
9/11- For General Customers: A Rs 13 lakh investment in ICICI’s 3-year FD will result in Rs 15,82,093 upon maturity.
- For Senior Citizens: The maturity amount will be Rs 16,05,598 after 3 years.
10/11
Post office FD interest rates 2025
10/11- For All Customers: 7.10% (Applicable for 3-year FDs)
11/11
Post Office Fixed Deposit Rates 2025: Rs 13 Lakh Investment Calculation
11/11- A Rs 13 lakh investment in a Post Office 3-year FD will yield Rs 16,05,598 at maturity.
- 1
- 2
- 3
- 4
- 5
- 6