india renewable energy42 min ago
FD Rates for Rs 20 Lakh One-time Investment: Compare SBI, HDFC Bank, ICICI Bank, PNB, post office 5-year fixed deposit returns
- Written by Priya Vishwakarma
Published: Zee Business| Updated: Zee Business
Latest FD Rates 2025: Are you looking for an investment option that is risk-free and offers guaranteed interest rates then Bank FD may be ideal for you. FDs or Fixed Deposits are investment options offered by banks and non-banking financial companies (NBFCs) that allow investors to invest a lump sum amount for a fixed period. However, it is important to know that different banks offer different FD rates depending on the investment amount and time period. In this write-up, we will compare the latest FD interest rates for a 5-year tenure offered by prominent institutions. Additionally, we will calculate the maturity amounts for both general customers and senior citizens for Rs 20 lakh one time investment.
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/11
5-year FDs Eligible For Tax Deductions
1/11It should be noted that under Section 80C of the Income Tax Act, people can save up to Rs 1.5 lakh annually by investing in 5-year FDs.
2/11
SBI Fixed Deposit Interest Rates (2025)
2/11- For General Customers: 6.30% - For Senior Citizens: 7.30%
3/11
SBI FD Interest Calculation: Rs 20 Lakh Investment
3/11- For General Customers: A Rs 20 lakh investment in SBI’s 5-year FD will yield Rs 27,33,799 at maturity. - For Senior Citizens: You will receive Rs 28,71,563 upon maturity.
4/11
PNB Fixed Deposit Interest Rates (2025)
4/11- For General Customers: 6.50% - For Senior Citizens: 7.00%
5/11
PNB FD Interest Calculation: Rs 20 Lakh Investment
5/11- For General Customers: A Rs 20 lakh investment in PNB’s 5-year FD will grow to Rs 27,60,840 at maturity. - For Senior Citizens: You will receive Rs 28,29,556 upon maturity.
6/11
HDFC Bank Fixed Deposit Interest Rates (2025)
6/11- For General Customers: 6.40% - For Senior Citizens: 6.90%
7/11
HDFC FD Interest Calculation: Rs 20 Lakh Investment
7/11- For General Customers: A Rs 20 lakh investment in HDFC’s 5-year FD will amount to Rs 27,47,288 at maturity. - For Senior Citizens: You will receive Rs 28,15,684 upon maturity.
8/11
ICICI Bank Fixed Deposit Interest Rates (2025)
8/11- For General Customers: 6.60% - For Senior Citizens: 7.10%
9/11
ICICI FD Interest Calculation: Rs 20 Lakh Investment
9/11- For General Customers: A Rs 20 lakh investment in ICICI’s 5-year FD will result in Rs 27,74,455 upon maturity. - For Senior Citizens: The maturity amount will be Rs 28,43,493 after 5 years.
10/11
Post Office Fixed Deposit Interest Rates (2025)
10/11- For All Customers: 7.50% (Applicable for 5-year FDs)
11/11
Post Office FD Interest Calculation: Rs 20 Lakh Investment
11/11- A Rs 20 lakh investment in a Post Office 5-year FD will yield Rs 28,99,896 at maturity.
- 1
- 2
- 3
- 4
- 5
- 6