FD Rates for Rs 2.5 lakh investment: Compare SBI, HDFC Bank, ICICI Bank, PNB & others 1-year fixed deposit returns

Latest FD Rates in 2025: Offered by banks and non-banking financial companies (NBFCs), fixed deposits are considered safe, secure, and risk-free investment options. They allow investors to invest a lump sum amount for a specific tenure. 

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Factors To Consider

Factors To Consider1/12

It is important to consider factors like interest rate, tenure, etc while investing money in FDs. 

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Compare Latest FD Rates of Top Banks

Compare Latest FD Rates of Top Banks2/12

In this write-up, we will compare the FD interest rates of top banks like SBI, HDFC Banks, and others for a Rs 2.5 lakh investment over 1 year.

 

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SBI Fixed Deposit Interest Rates (2025)

SBI Fixed Deposit Interest Rates (2025)3/12

- For General Customers: 6.80%   - For Senior Citizens: 7.30%

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SBI FD Interest Calculation: Rs 2.5 Lakh Investment

SBI FD Interest Calculation: Rs 2.5 Lakh Investment4/12

- For General Customers: A Rs 2.5 lakh investment in SBI’s 1-year FD will yield Rs 2,67,438 at maturity.   - For Senior Citizens: You will receive Rs 2,68,755 upon maturity.

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PNB Fixed Deposit Interest Rates (2025)

PNB Fixed Deposit Interest Rates (2025)5/12

- For General Customers: 6.80%   - For Senior Citizens: 7.30%

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PNB FD Interest Calculation: Rs 2.5 Lakh Investment

PNB FD Interest Calculation: Rs 2.5 Lakh Investment6/12

- For General Customers: A Rs 2.5 lakh investment in PNB’s 1-year FD will yield Rs 2,67,438 at maturity.   - For Senior Citizens: You will receive Rs 2,68,755 upon maturity.

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HDFC Bank Fixed Deposit Interest Rates (2025)

HDFC Bank Fixed Deposit Interest Rates (2025)7/12

- For General Customers: 6.60%   - For Senior Citizens: 7.10%

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HDFC Bank FD Interest Calculation: Rs 2.5 Lakh Investment

HDFC Bank FD Interest Calculation: Rs 2.5 Lakh Investment8/12

- For General Customers: A Rs 2.5 lakh investment in HDFC Bank’s 1-year FD will yield Rs 2,66,912 at maturity.   - For Senior Citizens: You will receive Rs 2,68,228 upon maturity.

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Axis Bank Fixed Deposit Interest Rates (2025)

Axis Bank Fixed Deposit Interest Rates (2025)9/12

- For General Customers: 6.70%   - For Senior Citizens: 7.20%

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Axis Bank FD Interest Calculation: Rs 2.5 Lakh Investment

Axis Bank FD Interest Calculation: Rs 2.5 Lakh Investment10/12

- For General Customers: A Rs 2.5 lakh investment in Axis Bank’s 1-year FD will yield Rs 2,67,175 at maturity.   - For Senior Citizens: You will receive Rs 2,68,491 upon maturity.

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ICICI Bank Fixed Deposit Interest Rates (2025)

ICICI Bank Fixed Deposit Interest Rates (2025)11/12

- For General Customers: 6.70%   - For Senior Citizens: 7.20%

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ICICI Bank FD Interest Calculation: Rs 2.5 Lakh Investment

ICICI Bank FD Interest Calculation: Rs 2.5 Lakh Investment12/12

- For General Customers: A Rs 2.5 lakh investment in ICICI Bank’s 1-year FD will yield Rs 2,67,175 at maturity.   - For Senior Citizens: You will receive Rs 2,68,491 upon maturity.