EAM Jaishankar3 min ago
5-year FD Rates Compared for Rs 13,00,000 Investment: SBI, HDFC Bank, ICICI Bank, PNB, post office pay these returns now
- Written by ZeeBiz WebTeam
Published: Zee Business| Updated: Zee Business
Latest FD rates in India: Fixed deposits, an investment option offered by banks and non-banking financial companies (NBFCs), are generally considered a reliable investment option for savings. This is a risk-free investment that also offers guaranteed interest rates. All you need to do is invest a lump sum in your preferred bank for a fixed period. However, it is important to compare interest rates before investing, as different banks offer different interest rates.
In this write-up, we will compare the FD interest rates for a 5-year tenure offered by prominent institutions such as SBI, ICICI Bank, HDFC Bank, PNB, and the Post Office. Additionally, we will calculate the maturity amounts for both general customers and senior citizens for Rs 13 lakh investment.
It should be noted that apart from guaranteed interest rates, people can also save up to Rs 1.5 lakh annually by investing in 5-year FDs under Section 80C of the Income Tax Act.
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/10
FD Interest Rates 2025: SBI FD interest rate for 5 year
1/10For general customers: 6.05%
For senior citizens: 7.05%
2/10
SBI FD Interest Calculation: Rs 13 lakh investment
2/10For general customers: An investment of Rs 13 lakh in SBI 5-year FD will yield Rs 17,55,229 on maturity.
As a senior citizens: You will receive Rs 18,43,736 on maturity.
3/10
FD interest rates 2025: PNB FD rates for 5 years
3/10For general customers: 6.25%
For senior citizens: 6.75%
4/10
PNB FD Interest Calculation: Rs 13 Lakh Investment
4/10For general customers: An investment of Rs 13 lakh in PNB 5-year FD will become Rs 17,72,601 on maturity.
As a senior citizens: You will receive Rs 18,16,748 on maturity.
5/10
FD Interest Rates 2025: HDFC FD rate for 5 years
5/10For general customers: 6.40%
For senior citizens: 6.90%
6/10
HDFC FD Interest Calculation: What is the return on Rs 13 lakh FD in 5 years?
6/10For general customers: An investment of Rs 13 lakh in HDFC's 5-year FD will become Rs 17,85,737 on maturity.
For senior citizens: The amount received on maturity will be Rs 18,30,195.
7/10
FD Interest Rates 2025: ICICI Bank fixed deposit interest rates
7/10For general customers: 6.60%
For senior citizens: 7.20%
8/10
ICICI FD Interest Calculation: How much will Rs 13 lakh become in 5 years in FD?
8/10For general customers: An investment of Rs 13 lakh in ICICI 5-year FD will yield Rs 18,03,396 on maturity.
For senior citizens: Maturity amount after 5 years will be Rs 18,57,372.
9/10
Is Post Office FD better than bank FD in 2025: Post office fixed deposit interest rates
9/10For all customers: 7.50% (Applicable for 5-year FDs)
10/10
Post Office FD Interest Calculation: Rs 13 lakh investment
10/10An investment of Rs 13 lakh in a 5-year post office FD will yield Rs 18,84,932 on maturity.
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