Fixed Deposit Rates for Rs 10.5 Lakh One-Time Investment: Compare SBI, HDFC Bank, ICICI Bank, PNB, post office 5-year FD returns

FDs, or fixed deposits, allow investors to invest a lump sum amount for a fixed tenure, typically ranging from a few months to several years.

Under Section 80C of the Income Tax Act, people can save up to Rs 1.5 lakh annually by investing in 5-year FDs.

In this write-up, we will compare the FD interest rates for a 5-year tenure in 2025 offered by prominent institutions such as SBI, ICICI Bank, HDFC Bank, PNB, and the Post Office. 

- For general customers: 6.50%   - For senior citizens: 7.50%

- For general customers: A Rs 10.5 lakh investment in SBI’s 5-year FD will yield Rs 14,49,441 at maturity.   - For senior citizens: You will receive Rs 15,22,445 upon maturity.

- For general customers: 6.50%   - For senior citizens: 7.00%

- For general customers: A Rs 10.5 lakh investment in PNB’s 5-year FD will grow to Rs 14,49,441 at maturity.   - For senior citizens: You will receive Rs 14,85,517 upon maturity.

- For general customers: 7.00%   - For senior citizens: 7.50% 

-For general customers: A Rs 10.5 lakh investment in HDFC’s 5-year FD will amount to Rs 14,85,517 at maturity.   - For senior citizens: You will receive Rs 15,22,445 upon maturity.

- For general customers: 7.00%   - For senior citizens: 7.50%

- For general customers: A Rs 10.5 lakh investment in ICICI’s 5-year FD will result in Rs 14,85,517 upon maturity.   - For senior citizens: The maturity amount will be Rs 15,22,445 after 5 years.

- For all customers: 7.50% (Applicable for 5-year FDs)