Upcoming Bank Holidays: Banks set to remain closed for 3 consecutive days this month?

The Reserve Bank of India (RBI) announces a list of holidays every year for scheduled commercial banks. The holidays consist of weekly offs, together with national holidays and state-specific festival days. The physical branches of banks stay closed on these holidays; however, customers can still access digital banking services, which include UPI, NEFT, IMPS and ATMs.

Weekly offs and Saturday closures

Banks across India observe weekly offs on all Sundays and the second and fourth Saturdays of the month. In February 2026, these closures will fall on:

Note: Banks are open on the first, third, and fifth Saturdays.

Upcoming regional and festival holidays

Some holidays are state-specific and notified under the Negotiable Instruments Act. In February 2026, banks in select cities will remain closed for three consecutive days in observance of these regional holidays:

RBI holiday categories

The RBI classifies bank holidays into three main categories:

1) Holidays under the Negotiable Instruments Act: Affects cheque clearing and branch-based banking, either nationwide or state-specific.

2) RTGS Holidays: Days when Real Time Gross Settlement transactions are not processed at branches.

3) Bank closing of Accounts: Typically observed on April 1st for year-end account closures.

Digital banking services on bank holidays

Digital banking services continue to function during bank closures, such as on weekly off days, regional holidays and public holidays. This enables customers to perform financial transactions at all times without experiencing any breaks in service. The system operates through the following procedure:

24/7 Availability: RTGS, NEFT, UPI and internet banking services operate continuously throughout the holidays. Customers can use the digital banking services to transfer funds, pay bills and shop online at any hour of the day, including Sundays, second and fourth Saturdays and on official bank holidays.

Transaction Processing: Digital transactions reach completion in less than one minute or within thirty minutes in most situations. When a user performs a payment through mobile banking or internet banking, the transaction will process without any delays during holidays.

Branch Limitations: Physical bank branches have restrictions, while digital channels enable users to access all services without interruptions. Bank branches will not process RTGS transactions that customers initiate at the branch during holidays or during the second and fourth Saturdays when the branch remains closed. The bank only processes transactions that customers submit through its online digital platforms during these specific times.

February 2026: Full list of scheduled bank closures

From February 15 onward, banks will be closed for a total of six days.

1. February 15 (Sunday) – Weekly Holiday

2. February 18 (Wednesday, Sikkim) – Losar (state holiday)

3. February 19 (Thursday, Maharashtra) – Chhatrapati Shivaji Maharaj Jayanti

4. February 20 (Friday, Mizoram/Arunachal Pradesh) – State Day / Statehood Day

5. February 22 (Sunday) – Weekly Holiday

6. February 28 (Saturday) – Fourth Saturday