Ram Navami Bank Holiday 2026: Are banks closed on March 26 or 27?

Ram Navami Bank Holiday: Banks across India will remain closed in several cities on March 26 and March 27, 2026, in observance of Ram Navami, according to the Reserve Bank of India (RBI) holiday calendar. These closures vary by city, so customers are advised to check their local branch schedule before planning visits.

City-wise bank closures

• 26 March 2026 – Shree Ram Navami: Ahmedabad, Aizawl, Belapur, Chandigarh, Dehradun, Itanagar, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi, Shimla
• 27 March 2026 – Shree Ram Navami: Bhopal, Bhubaneswar, Gangtok, Hyderabad, Panaji, Vijayawada

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Types of RBI Holidays

The RBI categorises bank holidays into three types:

• Holidays under the Negotiable Instruments Act: Cheque clearance and branch-based banking services are affected either on a national level or state level.
• RTGS Holidays: Days on which Real Time Gross Settlement transactions do not occur via bank branches.
• Bank Closing of Accounts: This holiday is on April 1 for annual account closing.

Do online banking services remain available?

Yes, despite physical branches being closed, digital and online banking services remain fully operational.

a) 24/7 Availability: RTGS, NEFT, UPI and internet banking services operate continuously throughout the holidays. Customers can use the digital banking services to transfer funds, pay bills and shop online at any hour of the day, including Sundays, second and fourth Saturdays and on official bank holidays.

b) Transaction Processing: Digital transactions reach completion in less than one minute or within thirty minutes in most situations. When a user performs a payment through mobile banking or internet banking, the transaction will process without any delays during holidays.

c) Branch Limitations: Physical bank branches have restrictions, while digital channels enable users to access all services without interruptions. Bank branches will not process RTGS transactions that customers initiate at the branch during holidays or during the second and fourth Saturdays when the branch remains closed. The bank only processes transactions that customers submit through its online digital platforms during these specific times.

What bank customers should know

Banks will remain closed on the dates listed above across various cities, depending on regional festival observances.

The list includes multiple festival holidays and weekend offs; second and fourth Saturdays are statutory non‑working days for banks in India.

Customers are advised to plan in‑branch transactions around these dates to avoid inconvenience, especially during busy periods like Ram Navami.

Bank Holidays March 2026

Several bank holidays are scheduled later in the month, along with Ram Navami celebrations, across different cities due to regional festivals and religious observances:

March 26: Shree Ram Navami

Ahmedabad, Aizawl, Belapur, Chandigarh, Dehradun, Itanagar, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi, Shimla

March 27: Shree Ram Navami (Chaite Dasain)

Bhopal, Bhubaneswar, Gangtok, Hyderabad, Panaji, Vijayawada

March 31: Mahavir Janmakalyanak / Mahavir Jayanti

Ahmedabad, Belapur, Bengaluru, Bhopal, Chennai, Jaipur, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi

Bank closures on these dates will depend on regional festival observances in specific cities.