Bank Holidays in January 2026: Is the bank closed on Makar Sankranti? Check full holiday list

Is the bank closed on Makar Sankranti? Banks in many cities across India will remain closed on Wednesday, January 14, on the occasion of Makar Sankranti/Magh Bihu. According to the official holiday calendar of the Reserve Bank of India, these cities are Ahmedabad, Bhubaneswar, Guwahati and Itanagar. Along with this, banks will be closed for eight more days in the month of January, which includes Sundays and the fourth Saturday. So, customers planning to visit their branch are advised to check the list of bank holidays issued by the Reserve Bank of India (RBI) before scheduling any transactions.

Saturday, Sunday break in January

In the coming days of this month, banks will be closed on January 18 and January 25 as these are Sundays, and also on January 24 as it is Saturday – which are regular weekly bank holidays across the country.

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Festival break in January

Apart from Makar Sankranti, banks will remain closed on January 15, January 16, January 17, January 23 and January 26 on the occasion of Uttarayana Punyakaal/Pongal, Thiruvalluvar Day, Uzhavar Thirunal, Basant Panchami and Republic Day, respectively.

Municipal Corporations Election in Maharashtra

It should be noted that banks will remain closed on January 15 due to municipal elections in Maharashtra (according to the RBI calendar).

Online services unaffected

While physical branches will remain closed during these days, customers can continue to use ATMs, internet banking, mobile apps, and UPI services without interruption, except in rare cases of scheduled maintenance.

List of Bank Holidays in January

What is Makar Sankranti?

As the Sun enters the Capricorn sign, the widely celebrated festival of Makar Sankranti marks the beginning of the harvest season. This year Makar Sankranti falls on Wednesday, January 14 and is known by various names like Khichdi, Pongal, Uttarayan and Kite Festival.

2026 Makara Sankranti: Date

Wednesday, January 14

Makara Sankranti Punya Kala

• Time: 03:13 PM to 05:47 PM
• Duration: 02 Hours 34 Mins

Makara Sankranti Maha Punya Kala

• Time: 03:13 PM to 04:58 PM
• Duration: 01 Hour 45 Mins

FAQs

Q1. Will banks be closed across India on January 14, 2026?

Yes, banks in many cities across India will remain closed on Wednesday, January 14, 2026, on the occasion of Makar Sankranti/Magh Bihu.

Q2. In which cities will banks remain closed on Makar Sankranti/Magh Bihu?

According to the official holiday calendar of the Reserve Bank of India, banks will remain closed in Ahmedabad, Bhubaneswar, Guwahati and Itanagar.

Q3. Will online banking and UPI services work on bank holidays?

Yes, customers can continue to use ATMs, internet banking, mobile apps, and UPI services without interruption, except in rare cases of scheduled maintenance.

Q4. Apart from January 14, for how many days will the bank remain closed in the coming days?

Along with January 14, banks will be closed for eight more days in the month of January, which includes Sundays and the fourth Saturday.