Christmas Bank Holiday 2025: Is your branch closed on December 25? Check out city-wise list

While branch operations may pause during these days, digital banking services remain available, allowing customers to manage transactions, payments, and account requests without interruption.
Christmas Bank Holiday 2025: Is your branch closed on December 25? Check out city-wise list
Both public and private banks follow the RBI holiday calendar. (Image: Representational/Canva)

Banks across India will remain closed on Thursday, December 25, 2025, in observance of Christmas, the Christian festival celebrating the birth of Jesus Christ. Bank holidays in India are regulated by the Reserve Bank of India (RBI), taking into account the Negotiable Instruments Act, RTGS holidays, and both regional and national observances.

City-wise Christmas bank holiday

Banks will be closed on December 25 in the following cities:

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Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Srinagar, Thiruvananthapuram, Vijayawada.

Extended holiday schedule

  • December 26 (Friday): Banks in Aizawl, Kohima, and Shillong will remain closed for Christmas celebrations, marking a four-day closure including weekends.
  • December 27 (Saturday): As the fourth Saturday of the month, banks across India will remain closed. Kohima also observes a designated bank holiday on this day.
  • December 28 (Sunday): Nationwide bank closures as usual.

Weekly bank holidays in India include the second and fourth Saturdays, and all Sundays.

Government and private banks follow same schedule

Both public and private banks follow the RBI holiday calendar. If Christmas is observed in a state, all banks in that state remain closed; otherwise, branches continue operations as usual. State-specific holidays vary depending on local festivals, customs, and government notifications.

It is possible to use digital banking services even when the physical branches are shut down.

Among the digital banking services that will still be available to the customers are:

  • Electronic and mobile banking to make transfers, check balances, and pay bills
  • NEFT and RTGS (within the hours of operation)
  • Cash withdrawals and card operations at ATMs
  • Requests for chequebooks, demand drafts, and other account services can be made online

Customers are recommended to schedule their branch visits beforehand and depend on online banking to not experience disruptions due to holidays.