Bank Holidays in April 2026: When will banks remain closed? Check full list here

Bank Holidays in April 2026: If you’re planning to visit a bank branch in April, you might want to pause and check the calendar first. The new financial year is starting with a long list of holidays, and across different states, banks will remain shut for up to 14 days in April 2026. Between annual closing, major festivals, and regular weekend offs, there will be limited working days which could affect services like cheque clearance, cash deposits or locker access.

The first closure comes right at the start. On April 1, banks will not deal with customers as they wrap up year-end accounts. After that, holidays are spread across the month, sometimes just a day apart, making planning even more important.

Why April will feel like a short month for banking?

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April always begins with internal work for banks, but this time, the holiday calendar is heavier than usual.

There’s Good Friday on April 3, then a cluster of regional festivals around mid-April - including Ambedkar Jayanti, Baisakhi, and Bihu - followed by more state-specific holidays later in the month.

On top of that, banks will remain shut on all Sundays (April 5, 12, 19, 26) and the second and fourth Saturdays (April 11 and 25).

So even though April has 30 days, the number of days when branches are actually open is much lower.

Key dates you should not miss

Here are the most important bank holidays to keep in mind:

• April 1: Annual account closing (most states)
• April 3: Good Friday (majority of states)
• April 11: Second Saturday
• April 14: Ambedkar Jayanti, Baisakhi, Bihu, Tamil New Year (multiple states)
• April 15–16: Regional New Year festivals like Vishu, Bohag Bihu (select states)
• April 20: Basava Jayanti, Akshaya Tritiya (Karnataka)
• April 21: Garia Puja (Tripura)
• April 25: Fourth Saturday
• April 5, 12, 19, 26: Sundays

Not every holiday applies everywhere, but if you’re dealing with inter-state transactions or waiting on clearances, these dates can still impact you. If there’s one day to be especially careful about, it’s April 14.

Multiple festivals fall on the same day, which means banks will be closed across a large number of states. If you have any urgent work, it’s better not to leave it for that week.

What actually gets affected when banks are closed?

Even though your account is still active, some things simply can’t happen without a branch:

• Cheque clearance may get delayed
• Demand drafts won’t be issued
• Locker access will not be available
• Large cash transactions may get pushed

This is where most people get caught off guard - especially during back-to-back holidays.

What will still work normally?

The good part? Your money doesn’t stop moving.

• UPI payments will work as usual
• Mobile and net banking will be available
• ATMs will remain operational

So day-to-day transactions won’t be a problem - it’s only branch-dependent work you need to plan for.

Don’t wait till the last day

April is one of those months where delays are easy to avoid - if you act early.

If you have anything important depositing a cheque, accessing your locker, or handling paperwork - try to finish it in the first few working days or between holiday gaps.

Because once the holiday cycle starts, you may find yourself waiting longer than expected.