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Eid Bank Holiday: Banks across India will remain closed in several cities on March 20 and March 21, 2026, on account of Eid-related observances, as per the Reserve Bank of India (RBI) holiday calendar. However, closures are not uniform nationwide, and customers should check city-specific holidays before planning bank visits.
On March 20, banks will remain closed in select cities to mark Jumat-ul-Vida (the last Friday of Ramzan) and related observances. These include:
Jammu, Kochi, Srinagar, Thiruvananthapuram, and Vijayawada.
According to the RBI holiday calendar, a wider bank holiday is observed on March 21 on the occasion of Eid-Ul-Fitr (Ramzan-Id), which marks the end of the holy month of Ramzan. Banks will remain closed in multiple cities, including:
Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kanpur, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, and Srinagar.
The RBI categorises bank holidays into three main types:
1) Holidays under the Negotiable Instruments Act–These affect cheque clearing and branch-based banking services at the national or state level.
2) RTGS Holidays–Days when Real Time Gross Settlement transactions are not processed through bank branches.
3) Bank Closing of Accounts–Typically observed on April 1 for annual account closing.
Yes, despite physical branches being closed, digital and online banking services remain fully operational.
24/7 Availability: RTGS, NEFT, UPI and internet banking services operate continuously throughout the holidays. Customers can use the digital banking services to transfer funds, pay bills and shop online at any hour of the day, including Sundays, second and fourth Saturdays and on official bank holidays.
Transaction Processing: Digital transactions reach completion in less than one minute or within thirty minutes in most situations. When a user performs a payment through mobile banking or internet banking, the transaction will process without any delays during holidays.
Branch Limitations: Physical bank branches have restrictions, while digital channels enable users to access all services without interruptions. Bank branches will not process RTGS transactions that customers initiate at the branch during holidays or during the second and fourth Saturdays when the branch remains closed. The bank only processes transactions that customers submit through its online digital platforms during these specific times.
Several bank holidays are scheduled later in the month across different cities due to regional festivals and religious observances:
March 26: Shree Ram Navami
Ahmedabad, Aizawl, Belapur, Chandigarh, Dehradun, Itanagar, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi, Shimla
March 27: Shree Ram Navami (Chaite Dasain)
Bhopal, Bhubaneswar, Gangtok, Hyderabad, Panaji, Vijayawada
March 31: Mahavir Janmakalyanak / Mahavir Jayanti
Ahmedabad, Belapur, Bengaluru, Bhopal, Chennai, Jaipur, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi
Bank closures on these dates will depend on regional festival observances in specific cities.