Home MarketBharat Financial Inclusion Ltd.

Bharat Financial Inclusion Ltd. Stock Info: As on 2018-05-24 15:51:38

Nse

1134.55

2.95(0.26%)
Change%
52 Week Range
651.00
24.00
1,183.00
15.00
Open1,126.15
Day's Range1,018.44 - 1,244.76
Value Traded (in ₹ Cr.) 73.81

Bse

1139.95

7.30(0.64%)
Change %
52 Week Range
650.60
24.00
1,182.50
15.00
Open1,121.00
Day's Range1,019.39 - 1,245.92
Value Traded (in ₹ Cr.) 1.03

Stock Exchange

Category No. Of Shares Share %
ForeignPromoters 2,290,219.00 1.64%
IndianPromoters 0.00 0.00%
Mutual Funds/UTI 27,077,652.00 19.44%
FII 82,227,730.00 59.02%
Employee 0.00 0.00%
Public 11,672,794.00 8.38%
Government 0.00 0.00%
Others 6,387,108.00 4.58%
More

Key Statistics

Valuation Measures
Market Cap / Sales Ratio 7.17
Basic EPS (Rs.) 21.82
Cash EPS 21.92
BVPerShare Excl 177.32
Operating Revenue 112.56
PBDITPerShare 60.01
Dividend 0.00
NPPerShare 20.99
Current Ratio 1.62
Quick Ratio 1.62
PriceToBV 4.55
Earnings 0.02
PBDIT Margin 53.31
PBT Margin 12.41
NP Margin 18.65
Return On Assets 2.78
Retention Ratios 0.00
Parameter Mar-17 (₹ Cr.) Yoy%change
Total Income 1,727.90
Total Expenses 1,535.07
EBITDA 828.07
PBT 192.84
PAT 289.69
Net Income 289.69
More
Parameter Mar-18 (₹ Cr.) 6M % change
Total Income 1,133.53
Total Expenses 401.53
EBITDA 724.61
PBT 372.43
PAT 373.13
Net Income 0.00
More
Total Assets
Total Assets
Parameter Mar-17 (₹ Cr.) Yoy%change
Total share capital 137.98
Net worth 2,446.74
Investments 0.20
Total Liability 10,417.56
Total debt 3,332.26
Net block 22.08
Total Assets 10,417.56
Parameter Mar-17 (₹ Cr.) 6M % change
Total share capital 127.31
Net worth 1,383.00
Investments 0.20
Total Liability 7,153.70
Total debt 2,913.05
Net block 16.45
Total Assets 7,153.70
Company Curr Price Prev. Close Change% W's Low/High

5Paisa Capital Ltd.

362.2 373.15 -2.93
371.05452.05

Aditya Birla Capital Ltd.

141.9 140.95 0.67
140.6152.8

Aditya Birla Money Ltd.

60.8 62.2 -2.25
5863.65

Alankit Ltd.

31.25 31.35 -0.32
30.836.5

Almondz Global Securities Ltd.

30.3 30.1 0.66
29.1532.5

Arman Financial Services Ltd.

376 367.35 2.35
361.05419.8

ATN International Ltd.

0.2 0.2 0
0.20.2
Company Curr Price Prev. Close Change% W's Low/High

5Paisa Capital Ltd.

361.2 377.05 -4.2
375444

A F Enterprises Ltd.

1.81 1.9 -4.74
1.811.99

Aagam Capital Ltd.

46.5 46.9 -0.85
40.5546.5

AAR Commercial Company Ltd.

5 0 0
55

Aasheesh Securities Ltd.

0.73 0.76 -3.94
0.730.73

Abhinav Capital Services Ltd.

69.5 69.5 0
69.569.5

Abhinav Leasing & Finance Ltd.

1.44 1.44 0
1.441.44
More
Parameter Mar-17(in ₹ Cr.)
Cash from operating activities -1,887.10
Cash from investing activities -18.77
Cash from financing activities 2,750.14
Net change in cash 844.27

Stock Held By Mutual Fund Schemes

Corporate Details

About Management

The Company was incorporated as `SKS Microfinance Private Limited', on September 22, 2003 under the Companies Act, 1956. The Registered Office of the Company is situated at Ashoka Raghupathi Chambers, D No. 1-10-60 to 62, Opposite to Shoppers Stop, Begumpet, Hyderabad 500 016, Andhra Pradesh. The Company had obtained a certificate of registration from the RBI on January 20, 2005 to commence the business of a non-banking financial institution without accepting public deposits. With effect from September 1, 2005, the Company acquired business operations, assets and loan portfolio from SKS Society that was structured as a NGO and was engaged in microfinance. The name of the Company was changed from `SKS Microfinance Private Limited' to `SKS Microfinance Limited' pursuant to a resolution of our shareholders passed at an EGM held on May 2, 2009 and fresh certificate of incorporation bearing CIN number U65999AP2003PLC041732 was issued on May 20, 2009. Subsequently, a fresh certificate of registration dated June 3, 2009 was obtained from RBI for carrying on the business of non-banking financial institution without accepting public deposits. The Company is the largest MFI in India in terms of total value of loans outstanding, number of borrowers and number of branches, according to the October 2009 CRISIL report titled India Top 50 Microfinance Institutions, or the CRISIL Report. The Company is engaged in providing microfinance services to women in the lower income segment predominantly located in rural areas in India. Key Events and Milestones Date Details September 22, 2003 Incorporation of SKS Microfinance Private Limited January 20, 2005 Registration with RBI in the name of SKS Microfinance Private Limited to carry on the business as a non-banking financial institution without accepting deposits September 1, 2005 Transfer of all assets and properties, pursuant to a MoU including the existing loans and receivables in relation to micro finance activities, to the Company from SKS Society January 31, 2006 Entered into a Subscription cum Shareholders Agreement dated January 31, 2006 with SIDBI for allotment of 1,000,000 Equity Shares. March 24, 2006 Issue of Equity Shares pursuant to equity investments by the following: (i) Unitus Equity Fund LLP - 2,099,040 Equity Shares; (ii) Mr. Vinod Khosla - 2,099,040 Equity Shares; and (iii) The Ravi and Pratibha Reddy Foundation - 1,033,920Equity Shares. February 28, 2007 The membership of the Company crosses 500,000 in more than 250 branches across 11 states. March 29, 2007 Issue of Equity Shares pursuant to equity investments by the following: (i) MUC - 1,319,069 Equity Shares; (ii) Mr. Vinod Khosla - 1,319,069 Equity Shares; (iii) Kismet Microfinance - 1,319,069 Equity Shares; (iv) Odyssey Capital Private Limited - 894,064 Equity Shares; and (v) SCI II - 5,430,468 Equity Shares. September 30, 2007 The membership of the Company crosses 1,000,000 in more than 500 branches across 15 states. December 14, 2007 Social and Corporate Governance Award issued by BSE and Nasscom Foundation for Best Corporate Social Responsibility Practice December 27, 2007 Issue of Equity Shares pursuant to equity investments by the following: (i) SIDBI - 807,461 Equity Shares; (ii) Yatish Trading - 962,050 Equity Shares; (iii) Infocom Ventures - 283,020 Equity Shares; (iv) Mr. Vinod Khosla - 820,757 Equity Shares; (v) MUC - 2,274,020 Equity Shares; (vi) SCI II - 2,847,013 Equity Shares; (vii) Kismet Microfinance - 3,678,027 Equity Shares; (viii) Columbia Pacific Opportunity - 275,944 Equity Shares; (ix) SCIGI I - 2,996,396; (x) SVB India Capital Partners I, L.P - 275,944 Equity Shares; and (xi) Tejas Ventures - 1,760,552 Equity Shares. May 6, 2008 Certification bearing number 17998/08/S received from IQ Net that the quality management system of the Company is in compliance with the standard ISO 9001:2000 in relation to the conducting of internal audits as per the policies and applicable standards. July 31, 2008 The membership of the Company crosses 2,500,000 in more than 1,100 branches across 15 states. October 20, 2008 Issue of Equity Shares pursuant to equity investments by the following: (i) SIP I - 2,085,448 Equity Shares and 6,256,344 Preference Shares (ii) Kismet SKS II - 885,044 Equity Shares and 2,655,131 Preference Shares (iii) ICP Holdings I - 81,383 Equity Shares and 244,150 Preference Shares February 27, 2009 Issue of 2,500 10.5% secured redeemable NCD of face value of Rs. 100,000 each aggregating to Rs. 250 million to Yes Bank Limited on a private placement basis. April 23, 2009 Issue of 750 10.0% secured redeemable NCD of face value of Rs. 1,000,000 each aggregating to Rs. 750 million to Standard Chartered Bank on a private placement basis. The said debentures have been listed on BSE pursuant to the listing agreement dated April 24, 2009. April 30, 2009 The membership of the Company crosses 4,000,000 in more than 1,400 branches across 18 states. May 20, 2009 Fresh certificate of incorporation consequent to the change of the name on conversion to a public limited company pursuant to a resolution of its shareholders dated May 2, 2009 June 3, 2009 Registration with the RBI in the name of SKS Microfinance Limited to carry on the business of non-banking financial institutions without accepting deposits pursuant to the change in the name of the Company on conversion to a public limited company. August 31, 2009 The membership of the Company crosses 5,000,000 in more than 1,600 branches across 19 states. November 24, 2009 Religare Asset Management Company Limited has subscribed to commercial papers issued by the Company for value of Rs. 250 million having a discount rate of 8.10% per annum November 10, 2009 Yes Bank Limited has subscribed to commercial papers issued by the Company for value of Rs. 1,000 million having a discount rate of 8.00% per annum December 9, 2009 Issue of 500 NCD of Rs. 1,000,000 each aggregating to Rs. 500 million to BALICL at a coupon rate of 9.25% per annum December 23, 2009 Issue of 500 NCD of Rs. 1,000,000 each aggregating to Rs. 500 million to Yes Bank Limited at a coupon rate of 8.30% per annum. The said debentures have been listed on BSE pursuant to the listing agreement dated December 29, 2009. December 30, 2009 Tata Capital Limited has subscribed to commercial papers issued by the Company for value of Rs. 200 million having a discount rate of 8.10% per annum January 11, 2010 Sanction by State Bank of India of Rs. 350 million towards term loans and Rs. 650 million towards cash credit for on lending purpose. January 12, 2010 Availing of microfinance corporate loan facility from HDFC for Rs. 100 million to provide financial assistance for undertaking housing finance activities January 18, 2010 Agreement with HDFC on Technology license and service usage for undertaking housing finance activities. January 19, 2010 Issue of 937,770 Equity Shares pursuant to equity investments by Catamaran February 3, 2010 Tie up with State Bank of India, State Bank of Hyderabad and State Bank of Mysore for online integration of 585 branch bank accounts of the Company through CMS February 4, 2010 Religare Asset Management Company Limited subscribed to commercial papers issued by the Company for value of Rs. 250 million having a discount rate of 6.6% per annum. February 10, 2010 MOU with FAL for purchase of supplies by kirana stores on a wholesale basis located in and around New Delhi March 8, 2010 Sanction of Tier-II unsecured subordinated debt of Rs. 1,000 million by SIDBI for a tenure of eight years July 2, 2010 CRSIL has assigned MFI grading of `mfR1' to the Company indicating the ability of a microfinance institution to conduct its operations in a scalable and sustainable manner. The grading is assigned on an eight point scale, with `mfR1' being the highest grading and `mfR8', the lowest. 2011 -SKS Microfinance announces three-pronged strategy to reinvent Microfinance -SKS has announced slashing of interest rates to 24.55% Per annum for all categories of the small investors. 2012 -"SKS Microfinance Limited completes the largest MFI rated pool assignment transaction -SKS Microfin - SKS Microfinance Limited completes Rs. 54.48 crore securitization 2013 -KS Microfinance Limited completes Rs. 321 crore securitization transaction. -SKS Microfinance Limited completes two highest rated A1+(SO) securitization transactions worth Rs. 390 crore. 2014 - SKS Microfinance completes securitization worth Rs 316 cr 2016 -The Company has been changed from 'SKS Microfinance Limited' to 'Bharat Financial Inclusion Limited'. 2017 -Bharat Financial launches instant microloan facility. -Bharat Financial Approves Merger with IndusInd bank . -Bharat Fin Clicks on e-kirana Project to Raise Efficiency.

Registered Office

3rd Floor, My Home Tycoon, Block A, Kundanbagh, Begumpet

040-44526000,,,      040-44526001,

skscomplianceofficer@sksindia.com

http://www.sksindia.com

Registrar Details

Karvy Computershare Private Ltd.