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Deposits in Jan Dhan accounts set to cross Rs 90,000 crDeposits in Jan Dhan accounts set to cross Rs 90,000 crore

According to data from the finance ministry, the deposits, which have been steadily rising since March 2017, have already reached Rs 89,257.57 crore as on January 30, and are steadily rising. The deposits stood at Rs 88,566.92 crore on January 23.

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Deposits in Jan Dhan accounts set to cross Rs 90,000 crDeposits in Jan Dhan accounts set to cross Rs 90,000 crore
The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on August 28, 2014, with an aim to provide universal access to banking facilities for all households. PTI

Total deposits in Jan Dhan accounts are set to cross Rs 90,000 crore with the government making the flagship financial inclusion programme more attractive especially by doubling accident insurance cover to Rs 2 lakh.

According to data from the finance ministry, the deposits, which have been steadily rising since March 2017, have already reached Rs 89,257.57 crore as on January 30, and are steadily rising. The deposits stood at Rs 88,566.92 crore on January 23.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on August 28, 2014, with an aim to provide universal access to banking facilities for all households.

Enthused by the success of the scheme, the government has enhanced the accident insurance cover to Rs 2 lakh from Rs 1 lakh for new accounts opened after August 28, 2018.

The overdraft limit has also been doubled to Rs 10,000. The government has also shifted the focus on accounts from 'every household' to 'every unbanked adult'.

According to the latest data, there were 34.14 crore account holders under the PMJDY. An average deposit in these accounts was about Rs 2,615, compared with Rs 1,065 on March 25, 2015.

Over 53 per cent of the Jan Dhan account holders are women, 59 per cent accounts are in rural and semi-urban areas. As per the data, 27.26 crore accounts holders have been issued RuPay debit cards with an inbuilt accident insurance cover. 

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TAGS:
Jan Dhan Accounts
Written By: PTI
Updated: Sun, Feb 10, 2019
11:43 am
New Delhi, PTI
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