क्या है पोस्ट ऑफिस की लाइफ इंश्योरेंस स्कीम, जानें बेनिफिट्स

Aishwarya Awasthi Apr 15,2024

देशभर में लोग पोस्ट ऑफिस स्कीम का लाभ उठाते हैं.

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पोस्ट ऑफिस लोगों को लाइफ इंश्योरेंस स्कीम का लाभ दे रहा है.

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इस लाइफ इंश्योरेंस को Postal Life Insurance या PLI scheme कहते हैं.

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पोस्ट ऑफिस की इस स्कीम में 6 तरह के इंश्योरेंस शामिल हैं.

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तो हम आज होल लाइफ इंश्योरेंस-सुरक्षा के बारे में जानेंगे.

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इस स्कीम को 19 साल से 55 साल तक के लोग ले सकते हैं.

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इसमें पॉलिसी होल्डर को 20,000 रुपये का न्यूनतम सम एश्योर्ड मिलते हैं

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साथ ही अधिकतम 50 लाख रुपये मिलते हैं.

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अगर पॉलिसी के बीच में होल्डर की मृत्यु होती है तो नॉमिनी को मिलेगा पैसा.

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इस स्कीम में टैक्स बेनिफिट का लाभ मिलता है.

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पॉलिसी होल्डर के पास प्रीमियम के भुगतान के लिए भी ऑप्शन होते हैं.

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59 वर्ष के बाद पॉलिसी को एंडोवमेंट इंश्योरेंस पॉलिसी में कर सकते हैं चेंज.

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इसको देश के किसी भी हिस्से से ट्रांसफर किया जा सकता है.

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