PPF स्कीम में लगा रहे हैं पैसा, तो जानें ये जरूरी बातें

Aishwarya Awasthi Apr 24,2024

पब्लिक प्रोविडेंट फंड स्कीम लंबे समय में अच्छा रिटर्न देने वाली योजना है.

[{"selector":"#anim-82997eb8-0d4c-40a8-92bb-ea933b79d2ee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3b6436d1-c681-4c5b-9bb2-129db120d110","keyframes":{"transform":["translate3d(0px, 124.59492%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d46bdece-3407-47b3-a442-0a0f062bdf9a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-6.098543947850833%, -18.656715751979682%) scale(1.373134328358209)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

इस स्कीम में निवेश करके आप टैक्स छूट को भी पा सकते हैं.

[{"selector":"#anim-015bf30d-25e4-4560-8ccb-cd8ae6d129bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32eee841-73ba-4e4c-8516-99dd3840aaee","keyframes":{"transform":["translate3d(0px, 226.54967%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7889b55-121f-4aa6-b51a-f71733674658 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-6.544130508620772%, -15.05310361437876%) scale(1.4065040650406504)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

साथ ही इसमें कंपाउंडिंग ब्याज दर अच्छा मिलता है.

[{"selector":"#anim-275a9814-0ceb-4554-87bf-365119d5ede3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6365b7e2-6813-487f-a518-b3cf505551eb","keyframes":{"transform":["translate3d(0px, 231.81281%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-93a42168-12b1-4f35-9b52-3939bf527307 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] MCX पर सोने का रेट करीब 550 रुपए बढ़ गया है.

पीपीएफ स्कीम 15 साल की अवधि की स्कीम है.

[{"selector":"#anim-39369e0d-f6cd-4b32-8aaf-03faa51ed19d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9fc75c9-d8b7-47b4-afc6-70f47476103f","keyframes":{"transform":["translate3d(0px, 253.91809%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92ceb288-3969-4ad5-83fe-7bd41875b915 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-1.0658141036401503e-14%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर आप भी इसमें पैसा लगा रहे हैं तो ये जरूरी बातें जानें.

[{"selector":"#anim-a40abc81-e612-4334-9845-1d77402a45b6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-536b7c71-0bf5-4f68-823e-82ba0ac826c3","keyframes":{"transform":["translate3d(0px, 243.39179%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-905da5e3-fa9e-4ae6-92a0-398def7e0f5b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-15.968389847890741%, -23.364481930600327%) scale(1.4672897196261683)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

15 साल के ऊपर होने पर आप इस स्कीम को ले सकते हैं.

[{"selector":"#anim-31402ee3-5c91-437b-91fd-738faa203038","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5e33a30-65d2-4b23-a833-8e3f3832eff2","keyframes":{"transform":["translate3d(0px, 166.36017%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-08650f2d-0b52-46ba-b831-ec5dabf9868f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-7.605935118521907%, -21.929822660413237%) scale(1.4385964912280702)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

इसको आप 5-5 साल के लिए आगे बढ़ा सकेंगे.

[{"selector":"#anim-ee17a871-a863-4578-a93c-d34f47ecb6a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a448316a-d637-410a-a510-e80c675c4516","keyframes":{"transform":["translate3d(0px, 152.56709%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-efcd6db3-f3af-4224-af4c-b3c13e1d3eb6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-9.595961926905638%, -9.376451961874256%) scale(1.3968253968253967)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

जिसके पास भी ईपीएफ खाता है वो इसका लाभ ले सकता है.

[{"selector":"#anim-b2356a44-6c6c-43c6-98a9-b302ec9dc2f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-adcfccea-95a8-44b3-a51c-f820219526d6","keyframes":{"transform":["translate3d(0px, 166.36017%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c0b473b7-5611-46a8-aa44-6229b6068965 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-9.839564396984422%, -0.13925905361681284%) scale(1.3311258278145695)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ग्राहकों को इसमें 7.1 फीसदी की दर से ब्याज मिलता है.

[{"selector":"#anim-bed8ef0e-55f9-47a9-890b-54ffe6304cbb","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2a8bae3f-c72e-4c97-920e-09b9c3a527cb","keyframes":{"transform":["translate3d(0px, 253.91809%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a336e185-5a85-432d-875b-5696d52009f4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-5.653103942934461%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

इसमें खाते में एक साल में 500 रुपए से 1.50 लाख रुपए तक कर सकते हैं निवेश.

[{"selector":"#anim-60d1d780-670e-48ca-a445-3b237d80d05e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-17ff5a25-1bf6-4260-a134-1062e750d88e","keyframes":{"transform":["translate3d(0px, 125.63657%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89b4053a-1174-4467-b08a-942b578b5d3b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0, 21.875%, 0)","translate3d(0, 0%, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

इसमें लाभ पाने के लिए महीने की 5 तरीख को खाते में डालें पैसे.

[{"selector":"#anim-3347e193-0ad6-4b0a-a8ea-e266e5a4996f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e4ed772e-9508-44c9-ab7a-0d55acd5c422","keyframes":{"transform":["translate3d(0px, 125.63657%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c7a74cae-e05d-475a-91d9-0d315b90e8fa [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

पीपीएफ नें केवल एक खाता खोलने की है परमिशन.

[{"selector":"#anim-c255be57-5078-4790-bdd0-afe8e742d943","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b84a0e1f-e8c7-48d8-8cda-2f1de823c874","keyframes":{"transform":["translate3d(0px, 166.36017%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-740b6e2d-3af9-4df1-8907-e539556f0f96 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

खाताधारक को नॉमिनेशन की प्रक्रिया को जरूर पूरा करना चाहिए.

[{"selector":"#anim-82830dbf-4862-4fc4-a427-bb57ed46cbc7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-954d24f9-6eed-4db7-a9ce-b893915e089f","keyframes":{"transform":["translate3d(0px, 125.63657%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6e22ead0-1470-490c-998d-80737cea0f27 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(11.821581028446746%, -18.248174583945435%) scale(1.364963503649635)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

प्रीमैच्योर खाता बंद करने से पहले आपको सही जानकारी देनी होगी.

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