BHIM Payments App transactions rise fourfold in 2025; December hits 165 million

Monthly transactions on the BHIM Payments App rose more than fourfold in calendar year 2025 to 165.1 million in December from 38.97 million in January, reflecting higher adoption of digital payments across user segments following the launch of BHIM 3.0, according to data released on Tuesday, January 20.

Developed by NPCI BHIM Services Limited (NBSL), the app recorded an average month-on-month growth of around 14 per cent during the year. The transaction value processed through the platform reached Rs 2,20,854 crore in December 2025, marking an increase of over 390 per cent in transaction volume and more than 120 per cent growth in value compared to the same period last year, the company said.

Add Zee Business as a Preferred Source

BHIM 3.0 began supporting more than 15 regional languages, so people across the country could navigate it in the language they are most comfortable with. The app also started working more reliably in areas with slow or patchy internet connections, making it accessible to more people and truly inclusive for users from all kinds of communities.

Throughout the year, Delhi stood out as one of the cities where the BHIM app was being used the most. Grocery shopping came next at 18 per cent, followed by fast food outlets at 7 per cent, restaurants at 6 per cent, telecom services at 4 per cent, fuel stations at 3 per cent, and online marketplaces at 2 per cent. The app also saw increased use for IPO mandates and other high-value transactions. Its simple interface and secure authentication system made users feel confident about using it for larger sums of money. The fact that people were consistently trusting the platform for high-value transactions highlighted just how far its reputation for reliability and security had grown.

"Digital payments have become an integral part of daily life, and the BHIM Payments App is designed to address everyday user requirements," said Lalitha Nataraj, Managing Director and Chief Executive Officer, NPCI BHIM Services Limited. She said the app focuses on enabling safe, convenient and inclusive payments, supporting frequent low-value transactions and reliable usage even in low-connectivity environments.

According to the company, the app supports more than 15 regional languages, including Hindi, Punjabi, Haryanvi and Marwari, and is optimised for low-connectivity environments to aid adoption in rural and semi-urban areas.

During the year, the platform expanded its feature offerings, including UPI Circle Full Delegation, which allows users to authorise trusted contacts to make UPI payments within a predefined monthly limit, as well as features such as split expense payments, family expense management, spending analytics, UPI Lite auto top-up, forex booking, prepaid mobile recharges and assured rewards.