SBI General Insurance launches SBIG Health Super Top-Up policy; check benefits and other key features

SBI General Insurance has launched ‘SBIG Health Super Top-Up’ policy - a health insurance top-up plan designed as an economical and affordable option supplementing over and above the basic health insurance policy today, September 25, according to a statement. 

The new policy aims to give an inexpensive and adaptable answer to the growing problem of escalating medical expenditures and insufficient health coverage. With choices that easily complement any existing health insurance policy, this super top-up plan provides comprehensive benefits customised to the different needs of individuals, families, and companies alike.

With this new offer, individuals can enhance their existing policy - by seamlessly complementing any existing health insurance policy from any provider, whether corporate or personal. It enables customers to customise their coverage to suit their specific needs, ensuring a convenient and hassle-free experience.

The plan contains a wide range of coverages, offering two plans with a sum insured ranging from five lakh to 4 crore. Under the policy, the claim becomes payable when your primary health insurance coverage is exhausted or when expenses exceed the deductible amount. 

It caters to the needs of Group Health or Retail Health customers requiring additional coverage, as well as the urban and semi-urban populace with inadequate or no insurance. Additionally, it fulfills the requirements of high-net-worth individuals (HNIs) or families seeking extensive insurance coverage.

A look at the benefits of the SBIG Health Super Top-Up policy:

• Flexible annual aggregated deductible and long-term aggregated deductible options
• Sum insured ranges from 5 lakhs to 4 crores and deductible options from 2 lakhs to 2 crores
• Cumulative bonus (CB) no reduction in CB, in case of a claim
• Unlimited restoration for related and/or unrelated illness/injury
• Option to reduce the waiting period
• Global cover
• Long-term policy options up to 3 years, 
• Competitive premiums start from Rs 3,377 for individuals aged 18–35 years
• A one-time welcome discount of 5 per cent will be applied to all policies, provided the proposer purchases the SBIG Health Super Top-Up insurance within 5 days of receiving the quote from the company.