PB Fintech Q4FY26 Results: PAT rises 54% to Rs 261 crore; FY26 profit up 115%

PB Fintech Limited reported a 54 per cent year-on-year rise in profit after tax (PAT) to Rs 261 crore for the March quarter (Q4 FY26), while operating revenue increased 37 per cent to Rs 2,061 crore.

PB Fintech Q4 sees steady growth in core business

During the quarter, the company’s core new insurance premium (net of savings) grew 59 per cent year-on-year, reflecting continued traction in its insurance distribution business.

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PB Fintech FY26 results: profit more than doubles

For the full financial year FY26, PB Fintech reported PAT of Rs 670 crore, up 115 per cent compared to the previous year. Operating revenue for the year rose 37 per cent to Rs 6,794 crore. Total insurance premium stood at Rs 29,934 crore, marking a 42 per cent increase year-on-year, supported by growth in core segments.

Insurance segment remains key driver

The core online new protection business grew 57 per cent year-on-year during FY26, while the health insurance segment recorded a 68 per cent increase. Renewal and trail revenue on a 12-month rolling basis rose 40 per cent to Rs 935 crore.

Margins expand year-on-year

Profitability improved during the year, with PAT margins increasing to 10 per cent in FY26 from 6 per cent in FY25.

Credit business growth continues

Total lending disbursals for FY26 stood at Rs 30,740 crore, up 50 per cent year-on-year.

Progress in new initiatives

PB Fintech’s newer initiatives, including PB Partners and international operations, continued to scale. The UAE business reported full-year profitability during FY26.

Operational trends

The company’s performance during the year reflects growth across its core insurance and credit segments, along with improvement in profitability metrics and expansion in newer business areas.