Karnataka Bank Q4 Results: Private lender reports highest-ever annual profit of Rs 1,310 crore, declares 50% dividend

Karnataka Bank Q4 Results: Karnataka Bank Limited reported a net profit of Rs 408.19 crore for the quarter ended March 31, 2026, while full-year profit for FY26 came in at Rs 1,310.50 crore.

The bank’s board has recommended a final dividend of Rs 5 per equity share of face value Rs 10 each for FY26. The dividend proposal will be placed before shareholders for approval at the upcoming Annual General Meeting.

Total income crosses Rs 10,300 crore

Total income for the March quarter stood at Rs 2,656.18 crore. For the full financial year, the bank reported total income of Rs 10,320.72 crore. Operating profit before provisions and contingencies came in at Rs 615.04 crore during the quarter.

Asset quality remains stable

Karnataka Bank Limited reported Gross NPA at 2.78 per cent as of March 31, 2026, while Net NPA stood at 0.98 per cent. The bank continued to maintain stable asset quality during the year.

Capital position stays healthy

The bank reported a Capital Adequacy Ratio of 20.07 per cent under Basel III norms at the end of FY26. The capital position is expected to support future growth across retail and corporate banking operations.

Dividend announcement

The proposed dividend of Rs 5 per share represents a 50 per cent payout on the face value of Rs 10 per equity share.