Bajaj Finance Q4 Results: PAT jumps 17% to Rs 4,480 crore, NII almost meets analysts' expectations; bonus, split, dividend declared

Bajaj Finance Q4 FY25 Results: Pune-headquartered Bajaj Finance on Tuesday reported a consolidated net profit of Rs 4,480 crore for the quarter ended March 31, a 17.1 per cent jump compared with the corresponding period a year ago. The net profit fell short of analysts' expectations.

The non-banking financial company (NBFC) clinched net interest income (NII) of Rs 9,807 crore for the final three months of FY25, up 22.4 per cent on a year-on-year basis, according to a regulatory filing. 

According to Zee Business research, Bajaj Finance was estimated to register a March-quarter net profit of Rs 4,520 crore with net interest income of Rs 9,835 crore. 

Bajaj Finance Q4 Earnings: Asset quality improves

The NBFC staged an improvement in its asset quality, captured as the proportion of bad loans in total loans.

Its gross and net non-performing assets (NPAs) as a percentage of total loans stood at 0.96 per cent and 0.44 per cent as of March 31, as against 1.12 per cent and 0.48 per cent as of December 31, respectively. 

Bajaj Finance Earnings | New loans and AUM grow by about one-third each

Bajaj Finance registered a jump of 36 per cent in the number of new loans to 10.70 million, while its customer franchise network expanded 22 per cent to 101.82 million, according to a company statement.

Its assets under management (AUM) grew 26 per cent to Rs 4,16,661 crore. 

Bajaj Finance said its pre-provisioning operating profit (PPPP) increased 24 per cent Rs 7,967 crore in the March quarter. 

The company saw an overall tax reduction of Rs 348 crore during the quarter as it reassessed its income tax position for certain items citing favourable orders of various courts and tribunals.

Bajaj Finance to pay dividend, issue bonus and split its stock

The company's board approved proposals to reward investors through a mix of dividend and bonus shares while also clearing a plan to split its stock. 

Bajaj Finance declares Rs 56 total dividend

The NBFC declared a special dividend of Rs 12 per share along with a final dividend of Rs 44 for FY25, amounting to a total payout of Rs 56 per equity share.  

Bajaj Finance bonus and share split 

The NBFC's board cleared proposals to split its stock in the ratio of 2:1 and to issue bonus shares in the ratio of 4:1, subject to shareholders' approvals. Read more on Bajaj Finance corporate action

Bajaj Finance share price latest news

Earlier on Tuesday, Bajaj Finance shares ended almost unchanged for the day at Rs 9,089.3 apiece on BSE.

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