Atal Pension Yojana FY26 achievements explained in 10 charts

Atal Pension Yojana (APY) — a government‑backed pension scheme that enables unorganised sector workers to plan fixed post-retirement income – registered a phenomenal response in FY26. Here's an overview of the scheme's performance in FY26, detailed in 10 charts:
Atal Pension Yojana FY26 achievements explained in 10 charts
The scheme added a record 1.35 crore subscribers to its network during the year.

Atal Pension Yojana (APY) — a government‑backed pension scheme that enables unorganised sector workers to plan fixed post-retirement income – registered a phenomenal response in FY26. The scheme added a record 1.35 crore subscribers to its network during the year. With a significant rise in enrolments in the 18-25 age bracket, the scheme secured unprecedented enrolment during the course of the year, reflecting increasing awareness among youth regarding long-term financial security.

During the blockbuster year, several banks and financial institutions demonstrated exceptional commitment to the pension scheme's growth, with most exceeding their annual targets.

Here's an overview of the scheme's performance in FY26, detailed in 10 charts:

1. Cumulative APY Gross Enrolments (in lakhs)

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2. APY Enrolments during the year (in lakhs)

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3. Returns

APY

4. AMU

In CRAs on March 31, 2018As on March 31, 2019As on March 31, 2020As on March 31, 2021As on March 31, 2022As on March 31, 2023As on March 31, 2024As on March 31, 2025As on March 31, 2026
AUM3,8176,86010,52615,68720,92226,70035,647.6944,780.4951,416.19
Gap Fund-----522.71884.161,242.221,456.69

5. Pension slab data

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6. Gender data

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7. Age data

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8. Enrolment data

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9.

CategoryBank NamePersistency (%)
PublicPunjab National Bank57%
PublicBank of Baroda56%
PublicUCO Bank56%
PublicIndian Overseas Bank55%
PublicCentral Bank of India55%
PrivateThe Karur Vysya Bank76%
PrivateThe South Indian Bank75%
PrivateThe Federal Bank Ltd.73%
PrivateBandhan Bank Ltd.70%
PrivateDhanlaxmi Bank Ltd.67%

10.

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