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<p><strong>71st National Film Awards</strong>: The 71st National Film Awards for 2023 honoured the country's finest cinematic achievements. Shah Rukh Khan and Vikrant Massey shared the Best Actor award for their roles in "Jawan" and "12th Fail," respectively. Rani Mukerji won Best Actress for her emotional performance in "Mrs. Chatterjee Vs Norway." Regional films like "HanuMan" and "Parking" also received notable recognition, showcasing India's diverse cinematic talent. The awards celebrated the contributions of films, actors, and technicians from across the country.</p>

<h2><strong>71st National Film Awards 2023: Best Writing on Cinema</strong></h2>

<p>Utpal Datta won the Best Film Critic award for Assamese, receiving the Swarna Kamal and a cash prize of Rs 1,00,000.</p>

<h2><strong>71st National Film Awards 2023: Non-Feature Films Section</strong></h2>

<p><strong>Non-Feature Film Awards</strong></p>

<p><strong>Best Non-Feature Film: Flowering Man (Hindi)</strong></p>

<ul>
	<li>&nbsp; &nbsp;Producer: Film and Television Institute of India</li>
	<li>&nbsp; &nbsp;Director: Soumyajit Ghosh Dastidar</li>
	<li>&nbsp; &nbsp;Award: Swarna Kamal and Rs 3,00,000</li>
</ul>

<p><strong>Best Debut Film of a Director: Mau: The Spirit Dreams of Cheraw (Mizo)</strong></p>

<p>Director: Shilpika Bordoloi<br />
Award: Swarna Kamal and Rs 3,00,000</p>

<p><strong>Best Biographical/Historical Reconstruction/Compilation Film:</strong></p>

<ul>
	<li>Mo Bou, Mo Gaan (Odia)</li>
	<li>Producer: Kicksy Wicksy Films and RNV 1820 Films</li>
	<li>Director: Subash Sahoo</li>
	<li>Award: Rajat Kamal and Rs 2,00,000 (Shared)</li>
</ul>

<p><strong>Lentina Ao - A Light on the Eastern Horizon (English)</strong><br />
Producer: NFDC<br />
Director: Sanjib Parasar</p>

<p><strong>Best Arts/Culture Film: Timeless Tamil Nadu (English)</strong></p>

<ul>
	<li>&nbsp; &nbsp; Producer: Celebrities Management Private Limited</li>
	<li>&nbsp; &nbsp; Director: Kamakhya Narayan Singh</li>
	<li>&nbsp; &nbsp; Award: Rajat Kamal and Rs 2,00,000</li>
</ul>

<p><strong>Best Documentary: God Vulture and Human (English, Hindi, and Telugu)</strong></p>

<ul>
	<li>&nbsp; &nbsp; Producer: Studio Lichi and Dr. Rajesh Chandwani</li>
	<li>&nbsp; &nbsp; Director: Rishiraj Agarwal</li>
	<li>&nbsp; &nbsp; Award: Rajat Kamal and Rs 2,00,000</li>
</ul>

<h2><strong>Best Non-Feature Film Promoting Social and Environmental Values: The Silent Epidemic (Hindi)</strong></h2>

<ul>
	<li>&nbsp;Producer: Cinema4good Pvt Ltd and Raahgiri Foundation</li>
	<li>&nbsp;Director: Akshat Gupta</li>
	<li>&nbsp;Award: Rajat Kamal and Rs. 2,00,000</li>
</ul>

<p><strong>Best Short Film: Giddh The Scavenger (Hindi)</strong></p>

<ul>
	<li>&nbsp; &nbsp; Producer: Ellanar Films</li>
	<li>&nbsp; &nbsp; Director: Manish Saini</li>
	<li>&nbsp; &nbsp; Award: Rajat Kamal and Rs 2,00,000</li>
</ul>

<h2><strong>Individual Awards</strong></h2>

<p><strong>Best Direction: Piyush Thakur for The First Film (Hindi)</strong><br />
&nbsp; &nbsp; Award: Swarna Kamal and Rs 3,00,000</p>

<p><strong>Best Cinematography: Saravanamaruthu Soundarapandi and Meenakshi Soman for Little Wings (Tamil)</strong><br />
&nbsp;Award: Rajat Kamal and Rs 2,00,000 (Shared)</p>

<p><strong>Best Sound Design: Shubharun Sengupta for Dhundhgiri Ke Phool (Hindi)</strong><br />
&nbsp;Award: Rajat Kamal and Rs 2,00,000</p>

<p><strong>Best Editing: Niladri Roy for Moving Focus (English)</strong><br />
&nbsp; &nbsp;Award: Rajat Kamal and Rs 2,00,000</p>

<p><strong>Best Music Direction: Pranil Desai for The First Film (Hindi)</strong><br />
Award: Rajat Kamal and Rs 2,00,000</p>

<p><strong>Best Narration/Voice Over: Harikrishnan S for The Sacred Jack - Exploring The Tree of Wishes (English)</strong><br />
&nbsp;Award: Rajat Kamal and Rs 2,00,000</p>

<p><strong>Best Script: Chidananda Naik for Sunflowers Were The First Ones To Know... (Kannada)</strong><br />
&nbsp;Award: Rajat Kamal and Rs 2,00,000</p>

<h2><strong>Special Mentions</strong></h2>

<ul>
	<li>Nekal - Chronicle of The Paddy Man (Malayalam)</li>
	<li>Director &amp; Producer: M K Ramadas</li>
	<li>Award: Certificate</li>
	<li>The Sea And Seven Villages (Odia)</li>
	<li>&nbsp;Producer: Kadambini Media Pvt. Ltd.</li>
	<li>&nbsp;Director: Himansu Sekhar Khatua</li>
	<li>&nbsp;Award: Certificate&nbsp;</li>
</ul>

<h2><br />
<strong>71st National Film Awards 2023: Feature Films Section</strong></h2>

<p><strong>71st National Film Awards Winners List<br />
Feature Films</strong></p>

<ul>
	<li>Best Feature Film: 12th Fail (Hindi) - Producer: VC Films LLP, Director: Vidhu Vinod Chopra</li>
	<li>Award: Swarna Kamal and Rs 3,00,000</li>
	<li>Best Popular Film Providing Wholesome Entertainment: Rocky Aur Rani Kii Prem Kahaani (Hindi) - Producer: Dharma Productions Pvt. Ltd., Director: Karan Johar</li>
	<li>&nbsp;Award: Swarna Kamal and Rs 3,00,000</li>
	<li>Best Feature Film Promoting National, Social, and Environmental Values: Sam Bahadur (Hindi) - Producer: Unilazer Ventures Private Limited, Director: Meghna Gulzar</li>
	<li>&nbsp;Award: Rajat Kamal and Rs 2,00,000</li>
</ul>

<h2><strong>Acting Awards</strong></h2>

<p><strong>Best Actor in a Leading Role:</strong></p>

<ul>
	<li>Shah Rukh Khan for Jawan (Hindi)</li>
	<li>&nbsp; &nbsp; Vikrant Massey for 12th Fail (Hindi)</li>
	<li>&nbsp; &nbsp; Award: Rajat Kamal and Rs&nbsp;2,00,000 (Shared)</li>
</ul>

<p><strong>Best Actress in a Leading Role: Rani Mukerji for Mrs. Chatterjee V/s Norway (Hindi)</strong></p>

<ul>
	<li>&nbsp; &nbsp; Award: Rajat Kamal and Rs 2,00,000</li>
</ul>

<p><strong>Best Actor in a Supporting Role:</strong></p>

<ul>
	<li>&nbsp; &nbsp; - Vijayaraghavan for Pookkaalam (Malayalam)</li>
	<li>&nbsp; &nbsp; - Muthupettai Somu Bhaskar for Parking (Tamil)</li>
	<li>&nbsp; &nbsp; - Award: Rajat Kamal and Rs&nbsp;2,00,000 (Shared)</li>
</ul>

<p><strong>Best Actress in a Supporting Role:</strong></p>

<ul>
	<li>Urvashi for Ullozhukku (Malayalam)</li>
	<li>Janki Bodiwala for Vash (Gujarati)</li>
	<li>&nbsp;Award: Rajat Kamal and Rs 2,00,000 (Shared)</li>
	<li>Technical Awards</li>
</ul>

<p><strong>Best Cinematography: Prasantanu Mohapatra for The Kerala Story (Hindi)</strong></p>

<ul>
	<li>&nbsp; &nbsp; - Award: Rajat Kamal and Rs. 2,00,000</li>
	<li>- Best Sound Design: Sachin Sudhakaran Hariharan Muralidharan for Animal (Hindi)</li>
	<li>&nbsp; &nbsp; - Award: Rajat Kamal and Rs. 2,00,000</li>
	<li>- Best Editing: Midhun Murali for Pookkaalam (Malayalam)</li>
	<li>&nbsp; &nbsp; - Award: Rajat Kamal and Rs. 2,00,000</li>
</ul>

<p><strong>Best Music Direction:</strong></p>

<ul>
	<li>&nbsp; &nbsp; - G V Prakash Kumar for Vaathi (Tamil) - Songs</li>
	<li>&nbsp; &nbsp; - Harshavardhan Rameshwar for Animal (Hindi) - Background Music</li>
	<li>&nbsp; &nbsp; - Award: Rajat Kamal and Rs. 2,00,000</li>
</ul>

<h2><strong>Other Awards</strong></h2>

<p><strong>Best Direction: Sudipto Sen for The Kerala Story (Hindi)</strong><br />
Award: Swarna Kamal and Rs 3,00,000</p>

<p><strong>Best Child Artist</strong></p>

<ul>
	<li>&nbsp;Sukriti Veni Bandreddi for Gandhi Tatha Chettu (Telugu)</li>
	<li>&nbsp;Kabir Khandare for Gypsy (Marathi)</li>
	<li>&nbsp;Treesha Thosar, Shrinivas Pokale &amp; Bhargav Jagtap for Naal 2 (Marathi)</li>
	<li>&nbsp; Award: Rajat Kamal and Rs 2,00,000 (Shared)</li>
</ul>

<p><strong>Best Male Playback Singer: PVN S Rohit for Baby (Premisthunna) (Telugu)</strong></p>

<ul>
	<li>Award: Rajat Kamal and Rs 2,00,000</li>
	<li>Best Female Playback Singer: Shilpa Rao for Jawan (Chaliya) (Hindi)</li>
	<li>Award: Rajat Kamal and Rs. 2,00,000</li>
</ul>

<p><strong>Best Films in Each Language</strong></p>

<ul>
	<li>Best Assamese Film: Rongatapu 1982</li>
	<li>Best Bengali Film: Deep Fridge</li>
	<li>Best Gujarati Film: Vash</li>
	<li>Best Hindi Film: Kathal: A Jackfruit Mystery</li>
	<li>Best Kannada Film: Kandeelu - The Ray of Hope</li>
	<li>Best Malayalam Film: Ullozhukku (Undercurrent)</li>
	<li>Best Marathi Film: Shyamchi Aai</li>
	<li>Best Odia Film: Pushkara</li>
	<li>Best Punjabi Film: Godday Godday Chaa</li>
	<li>Best Tamil Film: Parking</li>
	<li>Best Telugu Film: Bhagavanth Kesari</li>
</ul>

<h2><strong>Special Mentions</strong></h2>

<p>Special Mention: M R Rajakrishnan for Animal (Re-Recording Mixer) (Hindi)</p>

<h2><strong>71st National Film Award 2023: Jury</strong></h2>

<p>71st National Film Awards Jury Members<br />
Central Panel (Feature Films)<br />
Chairperson: Sh. Ashutosh Gowariker</p>

<p><strong>Members:</strong></p>

<ul>
	<li>Sh. M N Swamy</li>
	<li>Ms. Geeta M. Gurappa</li>
	<li>Dr. V N Aditya</li>
	<li>Sh. Aneesh Basu</li>
	<li>Sh. Paresh Vora</li>
	<li>Sh. Sushil Rajpal</li>
	<li>Sh. Vivek Pratap</li>
	<li>Sh. Pradeep Nair</li>
	<li>Sh. Maniram Singh</li>
	<li>Ms. Prakruti Mishra</li>
</ul>

<h2><strong>Regional Panels</strong></h2>

<p>North Panel<br />
Chairperson: Sh. Jose Antony Palackapillil</p>

<p>Members:</p>

<ul>
	<li>Sh. Chethan Mundadi</li>
	<li>Sh. Kamlesh Kumar Mishra</li>
	<li>Sh. Niraj Kumar Mishra</li>
	<li>Sh. Pramod Kumar</li>
</ul>

<p>East Panel<br />
Chairperson: Sh. Shivadhvaj Shetty</p>

<p>Members:</p>

<ul>
	<li>&nbsp;Dr. Bobby Sarma Baruah</li>
	<li>Sh. Oinam Doren</li>
	<li>Sh. Sukumar Nandlal Jatania</li>
	<li>Sh. Tushar Kanti Bandyopadhyay</li>
</ul>

<p>West Panel<br />
Chairperson: Sh. Tushar Hiranandani</p>

<p>Members:</p>

<ul>
	<li>Ms. Chirantana Bhatt</li>
	<li>Sh. Mandar Talauliker</li>
	<li>Sh. Praveen Morchhale</li>
	<li>Sh. Shivaji Lotan Patil</li>
</ul>

<p>South I Panel<br />
Chairperson: Sh. Abhijeet Shirish Deshpande</p>

<p>Members:</p>

<ul>
	<li>Sh. Manoj C D</li>
	<li>Ms. Aparnaa Singh</li>
	<li>Sh. Selvanarayanan I</li>
	<li>Sh. S Rajasekharan</li>
	<li>South II Panel</li>
	<li>Chairperson: Sh. Malay Ray</li>
</ul>

<p>Members:<br />
&nbsp; &nbsp; &nbsp; &nbsp; - Sh. Raghunandan B R<br />
&nbsp; &nbsp; &nbsp; &nbsp; - Ms. Runa Bhutda<br />
&nbsp; &nbsp; &nbsp; &nbsp; - Sh. Y K Gulavadi<br />
&nbsp; &nbsp; &nbsp; &nbsp; - Sh. Satish Varma Mandapati</p>

<p>Non-Feature Films Jury<br />
Chairperson: Sh. P Sheshadri</p>

<p>Members:<br />
&nbsp; &nbsp; - Ms. Pankaja Thakur<br />
&nbsp; &nbsp; - Sh. Atul Gangwar<br />
&nbsp; &nbsp; - Ms. Srishti Lakhera<br />
&nbsp; &nbsp; - Sh. K S Selvaraj<br />
&nbsp; &nbsp; - Ms. Olivia Das<br />
&nbsp; &nbsp; - Sh. Jaicheng Xai Dohutia</p>

<p><strong>Best Writing on Cinema Jury</strong><br />
- Chairperson: Sh. Gopalkrishna Pai<br />
- Members:<br />
&nbsp; &nbsp; - Sh. Ashok Palit<br />
&nbsp; &nbsp; - Sh. Vinod Anupam</p>


The names of the winners of the 71st National Film Awards were revealed at a press briefing at the National Media Centre in New Delhi today. Fans have been beaming with joy ever since Shah Rukh and Vikrant have been adjudged as the recipients of Best Actor for the National Film Awards. Go through the article to check the full list of the winners.


71st National Film Awards: Full winners list; Shah Rukh Khan bags first best actor, Rani Mukerji named best actress

<p>In a strongly worded public statement, Shri H.D. Deve Gowda, Former Prime Minister of India and a sitting Member of Parliament in the Rajya Sabha, criticised U.S. President Donald Trump for making what he termed as "baseless and ill-tempered remarks" on India and its economy.</p>

<p>“Even a small trader and a poor farmer in India, who conducts his business with great dignity, integrity and humanity, can teach many lessons to Mr. Trump,” Gowda remarked, emphasising the core Indian values of resilience and self-respect.</p>

<p>The veteran political leader expressed surprise and disapproval over Trump's statements, saying, “I don't think modern history has seen another head of state who has been so volatile, uncivil and irresponsible.”&nbsp;</p>

<p>He added that Trump's conduct is not just disrespectful towards India but towards nations globally, including the U.S.’s own longstanding allies. “There is something fundamentally wrong with him that reason, diplomacy or statecraft cannot diagnose and address,” Gowda said, noting that responding further in kind would only lower the standards of Indian leadership.</p>

<p>Gowda praised India’s democratic framework and ability to overcome adversity. He lauded the Modi government’s resistance to Trump's "bullying," especially in safeguarding Indian agriculture and the small and medium enterprise sectors, which are vital to the livelihood of a large portion of the population.</p>

<p>“India is a sovereign nation that is diverse and democratic… I am very happy and proud that India, under the leadership of Prime Minister Narendra Modi, has not compromised our national interest,” Gowda stated.</p>

<p>He further criticised Trump's labelling of the Indian economy as “dead,” countering it by highlighting India’s position as the fastest-growing economy and the fifth largest in the world. “Mr. Trump must either be blind or ill-informed,” he said.</p>

<p>In a pointed remark towards Indian opposition leaders, Gowda warned against echoing Trump’s criticisms.</p>

<p>“A word of caution to some Opposition leaders who have rejoiced in the statements of Mr. Trump and have jumped to be his deluded spokespersons in India… They should not harm themselves, and their parties, and end up very soon in the dustbin of history alongside Mr. Trump.”</p>

<p>&nbsp;</p>


Former Indian Prime Minister and Member of Rajya Sabha, H.D. Deve Gowda, issued a sharp reply to recent comments of U.S. President Donald Trump against the Indian economy. Calling Trump's statements "baseless and ill-tempered," Gowda complimented India's fortitude, democratic ideals, and the Modi government's strong response to foreign intimidation. He also cautioned opposition parties in India not to fall in line with Trump's statements.


H.D. Deve Gowda Slams Donald Trump for "Baseless" remarks against Indian economy

<p>While availing a house loan, controlling the financial liability is important. A sound strategy can make huge amounts of money that can be saved and cut down the tenure of a loan. Smart choices like choosing a shorter loan tenure, raising EMI levels, or prepayment can help borrowers save interest outgo and become debt-free earlier. Learning how to maximise home loan repayment can result in huge savings that can be used by individuals to reallocate their funds in a more efficient manner and realise their long-term financial objectives. Careful planning is responsible for optimising returns and lowering debt. Explore to find out how you can save Rs 21 lakh and 5 years on Rs 52 lakh, 30-year loan.&nbsp;</p>

<h2><strong>Home loan conditions</strong></h2>

<p>Here, we are discussing about Rs 52 lakh home loan. The interest rate will be 9.50 per cent, and the loan duration is for 30 years.</p>

<h2><strong>What will be EMI on Rs 52 lakh loan for 30 years?</strong></h2>

<p>The estimated monthly instalment (EMI) on a 52 lakh loan will be Rs 43,724.</p>

<h2><strong>What will be total interest on Rs 52 lakh loan?</strong></h2>

<p>On this loan, the total interest will be Rs 1,05,40,791, considering a 9.5 per cent interest rate.&nbsp;</p>

<h2><strong>What will be total repayment amount of Rs 52 lakh loan?</strong></h2>

<p>On a Rs 52 lakh loan, the total repayment amount will be Rs 1,57,40,791.</p>

<h2><strong>Numbers Speak: Comparing 30-year vs 25-year tenure</strong></h2>

<p>In a 30-year tenure, the monthly EMI will be approximately Rs 43,724, and the total interest paid over the period will be around Rs 1,05,40,791. Plus, your total repayment amount on a Rs 52 lakh loan is Rs 1,57,40,791. Now, if you reduce the tenure to 25 years, the EMI increases to Rs 45,432 (just Rs 1,708 more). The total interest to be paid also drops to approximately Rs 84,29,668.&nbsp;</p>

<h2><strong>What will be your EMI on Rs 52 lakh loan for 25 years?</strong></h2>

<p>On a Rs 52 lakh loan for 25 years at a 9.50 per cent interest rate, the estimated monthly EMI amount will be Rs 45,432.</p>

<h2><strong>What will be your total interest on Rs 52 lakh loan in 25 years?</strong></h2>

<p>The estimated total interest in 25 years will be Rs 84,29,668 on a Rs 52 lakh loan.&nbsp;</p>

<h2><strong>What will be your total repayment amount on Rs 52 lakh loan in 25 years?</strong></h2>

<p>The total estimated repayment amount will be Rs 1,36,29,668.</p>

<h2><strong>How much money can you expect to save?</strong></h2>

<p>The estimated amount saved because of an increase in EMI will be approximately Rs 21,11,123. On the other hand, the time saved will be 5 years.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/news-sip-vs-ppf-return-comparison-market-linked-non-market-linked-interest-rate-maturity-calculator-which-can-generate-higher-returns-on-rs-90000-investment-for-26-years-375290" target="_blank">SIP vs PPF with Rs 90,000/year investment: Which can generate a larger corpus in 26 years?</a></p>


In order to save heavily on a house loan, we think of paying a large amount as a down payment to cut down the amount of the loan and interest liability. Selecting a shorter loan term or raising the EMI value can also help repay the loan quickly, cutting down the total interest paid and possibly saving lakhs of rupees. Let’s find out how.


Home Loan Calculation: How can you save Rs 21 lakh and 5 years on Rs 52 lakh, 30-year loan?

<p><strong>SIP vs PPF:&nbsp;</strong>It is important to invest carefully in order to ensure one's financial security. Both SIP (Systematic Investment Plan) and PPF (Public Provident Fund) are widely followed investment instruments in India. Although SIP carries the possibility of higher returns with mutual fund investments, PPF is a steady and tax-effective approach to saving for the long term. Knowing the distinction between the vehicles can enable individuals to make wise decisions considering their risk appetite, objectives of investments, and time horizon. This analysis can help investors make the most appropriate choice for themselves. An informed choice can be a key to a safer financial future. Explore to find out which investment option can generate higher corpus.</p>

<h2><strong>What is Systematic Investment Plan (SIP)?</strong></h2>

<p>SIP is a method of investing a fixed sum in mutual funds. People can invest on a daily basis, monthly, quarterly, or annually in a mutual fund scheme.</p>

<h2><strong>What is PPF?</strong></h2>

<p>Public Provident Fund is a government-guaranteed retirement plan that comes under Section 80C of the Income Tax Act, which qualifies for deduction.</p>

<h2><strong>Interest rate in PPF</strong></h2>

<p>Currently,&nbsp; Public Provident Fund is offering an interest rate of 7.1 per cent.</p>

<h2><strong>Annualised return</strong></h2>

<p>Since there are no fixed returns in SIP investment, we are calculating as per annualised returns of 8 per cent (debt fund), 10 per cent (equity fund), and 12 per cent (hybrid fund).</p>

<h2><strong>PPF calculation conditions: Rs 90,000/year investment for 26 years</strong></h2>

<p>Yearly investment: Rs 90,000 (monthly investment Rs 7,500x 12 months)<br />
Time period: 26 years<br />
Rate of interest: 7.1 per cent&nbsp;</p>

<h2><strong>PPF: What will be your retirement corpus in 26 years with Rs 90,000/year investment?</strong></h2>

<p>On a Rs 90,000/year investment, the retirement corpus in 26 years will be Rs 67,20,320. The estimated total interest during the investment period will be Rs 43,80,320, and the invested amount will be Rs 23,40,000.&nbsp;</p>

<h2><strong>SIP investment conditions</strong></h2>

<p>Since there are no fixed returns in SIP investment, we are calculating as per annualised returns of 8 per cent (debt fund), 10 per cent (equity fund), and 12 per cent (hybrid fund). We're also assuming a monthly investment of Rs 7,500(90,000/12)</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 26 years (hybrid fund)</strong></h2>

<p>At 12 per cent annualised growth, the estimated retirement corpus in 26 years will be Rs 1,43,94,284. The invested amount will be Rs 23,40,000, and the estimated capital gains will be Rs 1,20,54,284.</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 26 years (equity fund)</strong></h2>

<p>At 10 per cent annualised growth, the estimated retirement corpus in 26 years will be Rs 1,03,50,871. The estimated capital gains will be Rs 80,10,871.</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 26 years (debt fund)</strong></h2>

<p>At 8 per cent annualised growth, the estimated retirement corpus in 26 years will be Rs 75,04,054. The estimated capital gains will be Rs 51,64,054.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/mutual-fund/news-top-hybrid-mutual-funds-with-highest-sip-xirr-returns-in-5-years-inr-rs-20000-monthly-investment-in-no-1-fund-grown-to-rs-2068000-375209" target="_blank">Top Hybrid Mutual Funds with Highest SIP Returns: Rs 20,000 monthly investment in No. 1 fund has grown to Rs 20.68 in just 5 years&nbsp;</a></p>


SIP (Systematic Investment Plan) and PPF (Public Provident Fund) are both widely used investment tools. SIP invests in mutual funds with flexibility and the scope of greater returns, but is exposed to market risks. PPF is a tax-saving long-term savings plan with assured returns and tax advantages, with stability but typically lower returns.


SIP vs PPF with Rs 90,000/year investment: Which can generate a larger corpus in 26 years?

<p><strong>Delhi Weather Forecast</strong>: A fresh spell of rain is likely to strike the national capital during the next three days, with the India Meteorological Department (IMD) predicting light to moderate showers with thunderstorms from Friday through Sunday.&nbsp;</p>

<p>Although the intensity of rain in Delhi is likely to reduce slightly from Friday, the rest of the nation is likely to receive more rain. The IMD has forecast heavy to very heavy rain in the Northeast and eastern India for the next week. Delhiites can look forward to a combination of sunshine and showers at the weekend, and thunderstorms are also likely to be attached to the rain.&nbsp;</p>

<p>Delhi weather forecast on Friday suggests a quite cool and rainy day, with very light to light rain having thunderstorms or lightning as likely possibilities. The temperatures are expected to stay below normal levels, with the maximum temperature staying between 33-35°C and the minimum temperature between 23-25°C.&nbsp;</p>

<p>Wind speeds will be moderate at 10-15 kmph, changing directions during the day from northeast during the morning to the southwest during the afternoon and southeasterly during the evening and night.</p>

<h2><strong>Weather Update: Delhi to receive rain on August 2 and 3</strong></h2>

<p>Delhi will see sustained rain on August 2 and 3 with mainly cloudy conditions and light drizzle, along with thunderstorms. Daytime temperatures are expected to remain at 34-36°C, and the night temperatures will be between 24-26°C, slightly less than the average for the season. The wind will remain moderate at 10-20 kmph with changing directions mostly from the northwest and northeast, which is responsible for the wet and overcast conditions.</p>

<h2><strong>Delhi experiences heavy rainfall, leading to waterlogging</strong></h2>

<p>On Thursday, Delhi saw mixed rain patterns, with some places seeing moderate rain while others saw heavy rain, leading to waterlogging in localised areas and traffic jams. The weather report showed the maximum temperature at 29.9°C, five degrees less than the normal, and the minimum temperature at 24.7°C, two degrees less than the normal. This sharp dip in temperature was a welcome relief from the heat, but the problems posed by the rains led to disruptions in the city.</p>

<h2><strong>IMD forecast</strong></h2>

<p>The India Meteorological Department (IMD) has pointed out that Delhi has been experiencing patchy rainfall in recent days, causing significant nuisance to daily commuters across different parts of the city. With the unsettled weather and chances of stop-and-go showers continuing, citizens have been warned to exercise caution, especially during rush hours, to stay clear of disruptions and maintain seamless daily activities.</p>

<p>With Inputs from Agency</p>


On Friday, Delhi will see very light to light rainfall accompanied by thunderstorms or lightning. Maximum and minimum temperatures are expected to remain below normal, ranging between 33 to&nbsp;35 degrees Celsius and 23 to 25 degrees Celsius, respectively.


Delhi Weather Forecast: Delhi to experience rainy weather for next 72 hours

<p><strong>Bigg Boss 19</strong>: The wait is over. The teaser of Bigg Boss 19 is out, and the grand premiere will start from August 24. The new season of Bigg Boss will be unlike any other, as there is a huge twist in the format.&nbsp;</p>

<p>With the title "Gharwalon ki Sarkaar!", the show is ready to change the way the house is managed. Gone are the days of one person calling the shots - this season, all contestants will have their voice heard when it comes to decision-making.&nbsp;</p>

<p>Get ready for a power struggle unlike any other, with alliances, drama, and hot arguments as the norm. Will this new format be the best thing for the contestants, or will it be disastrous? Watch to see!</p>

<h2><strong>Salman Khan Returns to Host Bigg Boss 19</strong></h2>

<p>The Bigg Boss 19 teaser is out, and Salman Khan returns as the host. In the gripping promo video released by JioCinema, Bhaijaan is seen wearing a trendy Nehru jacket, flanked by black cat commandos.&nbsp;</p>

<p>The visuals tease the fierce power battles and drama to be witnessed within the house this season. With the new format now in place, where every contestant will get a chance to be heard, the stakes are higher than ever before.&nbsp;</p>

<p>As per a press note, Salman, while speaking about the new twist, says, "I have been a part of Bigg Boss for a very long time now, and as we all know, Bigg Boss reinvents the game every year, aur iss baar, it is gharwalo ki sarkar. And when too many people start pulling the strings, it's bound to get messy. That's when the cracks show, and the house turns into a warzone. After all these years, I can honestly say I'm just as kicked as you are to see how it all plays out." The show will stream on JioHotstar at 9:00 pm and air on COLORS TV at 10:30 pm.</p>

<p>Will Salman Khan's authoritative presence be sufficient to keep the peace, or will the house break into chaos? You can watch Bigg Boss 19 on August 24 and know about the twist.</p>

<p>With Inputs from Agency</p>


The teaser for the much-awaited 'Bigg Boss 19' is finally out, with the grand premiere taking place on August 24. Fans are eagerly waiting for the show to AIR, and the excitement is also buzzing about the premiere. Here is the new twist that you may get to see in the show……


Bigg Boss 19 Teaser Out Now: Gharwalo Ki Sarkar unveils new twist — Show Premieres August 24

<p>Investors can put their money into the equity market using hybrid mutual funds, as these offer a great level of diversification. It offers a broad portfolio of investments such as bonds, stocks, and other assets. Let’s explore the top Hybrid Mutual Funds with the highest SIP returns in 5 years. Rs 20,000 monthly investment in No. 1 fund has jumped to Rs 20.68 lakh in just 5 years.&nbsp;</p>

<h2><strong>ICICI Prudential Equity &amp; Debt Fund</strong></h2>

<p>In 5 years, the ICICI Prudential hybrid aggressive Fund has given a 21.49 per cent annualised return. Its assets under management (AUM) are Rs 44,552 crore, while its net asset value (NAV) is Rs 435.07 as of July 30. This fund has given annualised returns of 17.59 per cent since its launch in January 2013.&nbsp;</p>

<p>With an expense ratio of 0.96 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. With a monthly investment of 20,000 in 5 years, the fund has grown to Rs 20,68,000.&nbsp;</p>

<h2><strong>Bank of India Mid &amp; Small Cap Equity &amp; Debt Fund</strong></h2>

<p>This Bank of India hybrid aggressive mutual fund has delivered a 20.43 per cent annualised return in 5 years. It has a fund size of Rs 1,250 crore and a unit price of Rs 41.74 as of July 30. Since its launch in June 2016, it has achieved an annualised return of 17 per cent.</p>

<p>With an expense ratio of 0.86 per cent, the fund’s minimum investment requirements are Rs 1000 for SIPs and Rs 5,000 for lump sum. In 5 years, a Rs 20,000 monthly investment has grown to Rs 20,43,000.&nbsp;</p>

<h2><strong>JM Aggressive Hybrid Fund</strong></h2>

<p>In 5 years, JM Aggressive Hybrid Fund has given a 20.19 per cent annualised return. Its assets under management (AUM) are Rs 862 crore, while its net asset value (NAV) is Rs 137.58. Benchmarked against CRISIL Hybrid 35+65 Aggressive, the fund has given annualised returns of 14.26 per cent since its launch in January 2013.&nbsp;</p>

<p>With an expense ratio of 0.54 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. With a monthly investment of 20,000 in 5 years, the fund has grown to Rs 20,19,000.</p>

<p>Also Read:&nbsp;<a href="https://www.zeebiz.com/personal-finance/news-mutual-fund-sip-calculator-power-of-compounding-retirement-corpus-planning-how-soon-you-can-build-inr-rs-150000000-with-rs-20000-monthly-investment-market-linked-return-375182" target="_blank">SIP Calculation: Rs 20,000/month investment, how quickly can you generate over Rs 15 crore corpus? See calculations&nbsp;</a></p>


Hybrid mutual funds are diversified investment vehicles that invest in both equity and debt securities. Equities offer the potential for significant capital appreciation in the long term. Meanwhile, debt offers lower return potential but is typically less volatile than equities.&nbsp;


Top Hybrid Mutual Funds with Highest SIP Returns: Rs 20,000 monthly investment in No. 1 fund has grown to Rs 20.68 lakh in just 5 years

<p><strong>US-Pakistan Trade Deal</strong>: On Wednesday, US President Donald Trump announced that his government will collaborate with Pakistan to develop oil reserves. The US is searching for an oil company to lead this arrangement, the US president wrote on Truth Social.&nbsp;</p>

<p>From Trump's post, the US had negotiated a deal with Pakistan whereby Washington would collaborate with Islamabad in the development of the Asian nation's oil reserves.&nbsp;</p>

<p>"We just made a Deal with the Country of Pakistan, in which Pakistan and the United States will cooperate on the development of their enormous Oil Reserves," Trump said, without further explanation.</p>

<h2><strong>From 'Massive' to Meagre: Pakistan's Actual Oil Reserve Numbers</strong></h2>

<p>While even US President Donald Trump tweeted in a posting that the US has agreed to the development and exploration of "massive oil reserves" in Pakistan, the reality on the ground is that the border country has hardly any oil and gas deposits and fulfils 85 per cent of its need through imports.</p>

<p>As per Worldometer statistics, Pakistan has 353.5 million barrels of proven oil reserves as of 2016 and is ranked 52nd in the world and holds only 0.021 per cent of the world's total reserves.</p>

<p>Based on current consumption rates of around 556,000 barrels per day, these reserves would last for less than two years of domestic consumption if the nation does not import oil, as per Worldometer statistics.</p>

<h2><strong>Fuel Price Disparity: Pakistan vs India</strong></h2>

<p>Its daily oil output is roughly 70,000–80,000 barrels per day, which satisfies merely 15–20 per cent of its own requirement.</p>

<p>An Indian Oil Corporation official noted that the present petrol price in Pakistan is Rs 272.15 a litre, while high-speed diesel is Rs 284.35 a litre, which are over double the prices of the two products in India.&nbsp;</p>

<p>These are the highest rates in the world and indicate the high level of import dependence.<br />
Whereas in India, the cost of petrol is about Rs 94.77 per litre, and diesel costs Rs 87.67 per litre (cost in Delhi, which has minor differences across states because of local taxes).</p>

<h2><strong>Challenges in Pakistan's oil exploration and refining sector</strong></h2>

<p>The rate of exploration success in Pakistan is low, and political, financial, and security issues are a cause of concern for investors, the Indian Oil official stated.</p>

<p>The refining capacity in Pakistan is also limited and old, he added. There's potential for some offshore and shale oil exploration (particularly in Balochistan and off Karachi), but the results have been so far inconclusive or commercially non-viable.</p>

<h2><strong>Maybe they'll be selling Oil to India one day!</strong></h2>

<p>On Truth Social, Trump posted that he had made a deal with Pakistan to assist it in development and oil reserve exploration. "We have just made a Deal with the Country of Pakistan, where Pakistan and the United States will partner together on developing their enormous Oil Reserves.&nbsp;</p>

<p>We are selecting the Oil Company which will helm this Partnership. Maybe they'll be selling Oil to India one day!" he posted on social media.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="http://admin.zeebiz.com/world/news-maybe-theyll-be-selling-oil-to-india-some-day-donald-trump-says-us-to-work-with-pakistan-to-develop-oil-reserves-375128" target="_blank">'Maybe they'll be selling oil to India some day': Donald Trump says US to work with Pakistan to develop oil reserves</a></p>

<p>With Inputs from Agency</p>


US-Pakistan Trade Deal: Hours after announcing 25 per cent tariffs with additional penalties on India, US President Donald Trump on Wednesday announced a trade deal with Pakistan, promoting a joint initiative to develop oil reserves in Pakistan and even floated the idea that "someday" Islamabad might sell oil to New Delhi.


Pakistan's limited oil reserves contradict Trump's 'Massive' Claim: Can they really sell oil to India?

<p><strong>SIP Calculation:&nbsp;</strong>By investing a specific amount at periodic intervals, like every month, through a Systematic Investment Plan (SIP), you can grow your corpus. A Systematic Investment Plan (SIP) is an investment strategy that provides you with the opportunity to invest a fixed amount of money at regular intervals in a mutual fund or scheme of your choice. To initiate a SIP, you direct a mutual fund company to automatically debit a fixed amount from your bank account and invest the amount in your selected mutual fund scheme. On that note, let’s find out how quickly you can generate over Rs 15 crore corpus with a monthly investment of Rs 20,000 in SIP.</p>

<h2><strong>What is SIP?</strong></h2>

<p>In simple words, SIP is similar to a recurring deposit where you deposit a small /fixed amount every month. SIP is a very convenient method of investing in mutual funds through standing instructions to debit money from your bank account every month, without the hassle of having to write out a cheque each time.</p>

<h2><strong>What is the role of power of compounding?</strong></h2>

<p>Compounding is when the return you earn is reinvested in the original corpus, and the accumulated corpus continues to grow. Every time this happens, your investment keeps growing, paving the way for a systematic accumulation of money, multiplying over time.</p>

<h2><strong>SIP calculation conditions</strong></h2>

<ul>
	<li>Target corpus: Over Rs 15 crore</li>
	<li>Monthly investment: Rs 20,000</li>
	<li>Annualised return: 12 per cent</li>
</ul>

<h2><strong>How much can Rs 20,000 monthly SIP build in 10 years?</strong></h2>

<p>The investment amount will be Rs 24,00,000, the capital gains will be Rs 20,80,718, and the estimated retirement corpus will be Rs 44,80,718.&nbsp;</p>

<h2><strong>How much can Rs 20,000 monthly SIP build in 20 years?</strong></h2>

<p>The investment amount will be Rs 48,00,000, the capital gains will be Rs 1,35,97,147, and the estimated retirement corpus will be Rs 1,83,97,147.</p>

<h2><strong>How much can Rs 20,000 monthly SIP build in 30 years?</strong></h2>

<p>The investment amount will be Rs 72,00,000, the capital gains will be Rs 5,44,19,464, and the estimated retirement corpus will be Rs 6,16,19,464.</p>

<h2><strong>How much can Rs 20,000 monthly SIP build in 38 years?</strong></h2>

<p>The investment amount will be Rs 91,20,000, the capital gains will be Rs 14,65,88,004, and the estimated retirement corpus will be Rs 15,57,08,004.</p>

<h2><strong>How quickly can you build over Rs 15 crore with Rs 20,000 monthly SIP?</strong></h2>

<p>It will take approximately 38 years to build over Rs 15 crore with Rs 20,000 monthly investment.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/mutual-fund/news-top-5-flexi-cap-mutual-funds-with-highest-sip-returns-in-5-years-xirr-calculator-inr-rs-25000-monthly-investment-has-grown-to-2780000-nifty-bse-500-tri-375078" target="_blank">Top 3 Flexi Cap Mutual Funds with Highest SIP Returns: Rs 25,000 monthly investment in No. 1 fund has jumped to Rs 27.8 lakh in just 5 years&nbsp;</a></p>


Let’s find out how soon you can generate over Rs 15 crore corpus if you invest Rs 20,000 monthly in a systematic investment plan (SIP). Here, we will deal with simple calculations to find out the estimated retirement corpus.&nbsp;


SIP Calculation: Rs 20,000/month investment, how quickly can you generate over Rs 15 crore corpus? See calculations

<p><strong>US-China Trade Tensions</strong>: The Ministry of Foreign Affairs of China has issued a sharp response to the United States following Washington’s suggestion that it may significantly raise tariffs if China continues to purchase oil from Russia. In a statement posted on social media, China reaffirmed its stance on energy independence and national sovereignty.</p>

<p>&nbsp;</p>

<blockquote class="twitter-tweet">
<p dir="ltr" lang="en">Response to U.S. suggestion that it will significantly raise tariffs if China continues to purchase Russian oil:<br />
China will always ensure its energy supply in ways that serve our national interests. Tariff wars have no winners. Coercion and pressuring will not achieve anything.… <a href="https://t.co/MsvVMYNfv2">pic.twitter.com/MsvVMYNfv2</a></p>
— CHINA MFA Spokesperson 中国外交部发言人 (@MFA_China) <a href="https://twitter.com/MFA_China/status/1950534289415917854?ref_src=twsrc%5Etfw">July 30, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

<p>"China will always ensure its energy supply in ways that serve our national interests. Tariff wars have no winners. Coercion and pressuring will not achieve anything. China will firmly defend its sovereignty, security and development interests," the ministry stated.</p>

<p>This statement comes just a day after trade discussions between the US&nbsp;and China concluded without a breakthrough. The talks reportedly included concerns from the US side regarding China’s ongoing oil imports from Russia amid international sanctions and geopolitical tensions.</p>

<p>China’s response makes it clear that it intends to continue importing oil based on its national energy needs, regardless of external pressure. The message underscores Beijing's broader position that it will not allow foreign influence to dictate its trade or energy strategies.</p>

<p>Yesterday’s trade talks failed to reach&nbsp;a consensus, and today, China has made it evident that it will continue importing oil to meet its domestic energy requirements.</p>


Coercion and pressuring will not achieve anything. China will firmly defend its sovereignty, security and development interests.


Tariff Wars Have No Winners: 'Coercion and pressuring will not achieve anything,' says China, responding to US tariff warning

<h2><strong>Here are six smart financial gift ideas for your sister on Raksha Bandhan 2025</strong>:</h2>

<p><strong>&nbsp;1. Mutual Funds</strong>: Invest in a diversified portfolio through mutual funds, allowing your sister to benefit from systematic investment plans (SIPs) and potentially earn higher returns.</p>

<p>This Raksha Bandhan, strengthen your sister's financial future by gifting her a mutual fund investment, just as the Rakhi thread strengthens your sibling bond. With a diversified portfolio and the power of Systematic Investment Plans (SIPs), she can potentially earn higher returns and achieve her long-term financial goals.</p>

<p><strong>2. Stocks</strong>: Gift shares of a company, providing an opportunity for long-term growth and wealth creation.</p>

<p>This Raksha Bandhan, gift your sister shares of a company, symbolising your investment in her financial future and wealth creation. Just like the sacred Rakhi thread represents your bond and promise to protect her, gifting stocks can be a meaningful way to secure her financial well-being.&nbsp;</p>

<p>With the potential for long-term growth, this gift can help her achieve her financial goals, whether it's funding her education, a business venture, or simply building wealth over time.</p>

<h2><strong>Tips for Gifting Stocks:</strong></h2>

<ul>
	<li>Choose Established Companies: Consider gifting shares of well-established companies with a strong track record of growth and stability.</li>
	<li>Personalise the Gift: Add a heartfelt note or personalised message to make the gift more special and meaningful.</li>
	<li>Encourage Financial Literacy: Share resources and knowledge to help your sister make informed financial decisions and understand her investment.</li>
</ul>

<p><strong>3. Fixed Deposits</strong>: Offer a fixed deposit with assured returns, providing a low-risk investment option for your sister's financial security.</p>

<p>This Raksha Bandhan, gift your sister a Fixed Deposit (FD), symbolising your promise to protect her financial well-being, just like the Rakhi thread represents your bond and protection.&nbsp;</p>

<p>With assured returns and low risk, FDs provide a safe haven for her savings, ensuring financial security and stability.</p>

<h2><strong>Why FDs can make a thoughtful gift:</strong></h2>

<ul>
	<li>Practical and Useful: FDs are a practical gift that can provide long-term benefits and financial stability.</li>
	<li>Customizable: You can choose the tenure and amount, tailoring the gift to your sister's financial needs.</li>
	<li>Heartfelt Gesture: Gifting an FD demonstrates your care and concern for your sister's financial well-being, making it a thoughtful and meaningful Rakhi gift.</li>
</ul>

<p><strong>4. Gold</strong>: Invest in gold, a traditional and stable asset, which can appreciate over time and serve as a hedge against inflation.</p>

<p>This Raksha Bandhan, gift your sister gold, a timeless symbol of love and prosperity, just like the Rakhi thread that binds siblings together. Investing in gold can provide a stable and secure asset that appreciates over time, serving as a hedge against inflation and adding sparkle to her financial portfolio.</p>

<h2><strong>Ways to Gift Gold:</strong></h2>

<ul>
	<li>Gold Coins or Bars: Gift gold coins or bars, which can be easily stored and sold.</li>
	<li>Gold Jewellery: Gift beautiful gold jewellery, which can be worn and enjoyed while also serving as a valuable asset.</li>
	<li>Sovereign Gold Bond: Invest in Sovereign Gold Bonds, which offer a secure and paper-based way to invest in gold.</li>
</ul>

<p><strong>5. Public Provident Fund (PPF)</strong>: Contribute to a PPF account in your sister's name, providing tax benefits and long-term savings.</p>

<p>This Raksha Bandhan, secure your sister's financial future by gifting her a Public Provident Fund (PPF).&nbsp;</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/mutual-fund/news-top-5-flexi-cap-mutual-funds-with-highest-sip-returns-in-5-years-xirr-calculator-inr-rs-25000-monthly-investment-has-grown-to-2780000-nifty-bse-500-tri-375078" target="_blank">Top 3 Flexi Cap Mutual Funds with Highest SIP Returns: Rs 25,000 monthly investment in No. 1 fund has jumped to Rs 27.8 lakh in just 5 years</a></p>

<p><em>Disclaimer: General information only. Not financial advice. Consult a professional advisor before investing.</em></p>


Raksha Bandhan 2025 is just around the corner. Amid the excitement, there might be a big question on the brothers' minds about what they should gift their sisters. Well, why not break the stereotype of just paying your sister cash? How about you use that cash to plan a smart financial gift for her? Let’s go through the article to explore 6 smart financial gift ideas for sisters.


Raksha Bandhan 2025: 5 Smart financial gift ideas for sisters

<h2><strong>HDFC Flexi Cap Direct Plan-Growth</strong></h2>

<p>In 5 years, the HDFC flexi cap fund has given a 24.55 per cent annualised return. Its assets under management (AUM) are Rs 79,585 crore, while its net asset value (NAV) is Rs 2156.629 as of July 29, 2025. Benchmarked against NIFTY 500 TRI, the fund has given annualised returns of 17.07 per cent since its launch in January 2013.&nbsp;</p>

<p>With an expense ratio of 0.72 per cent, the fund has Rs 500 as a minimum SIP investment and Rs 1,000 as a minimum lump sum investment. With a monthly investment of 25,000, the fund has grown to Rs 27,80,000 in 5 years.&nbsp;</p>

<h2><strong>Bank of India Flexi Cap Fund Direct-Growth</strong></h2>

<p>This Bank of India Flexi Cap has delivered a 22.83 per cent annualised return in 5 years. It has a fund size of Rs 2,209 crore and a unit price of Rs 37.07 as of July 29, 2025. Its benchmark is the BSE 500 TRI, and since its launch in June 2020, it has achieved an annualised return of 29.31 per cent.</p>

<p>With an expense ratio of 0.54 per cent, the fund’s minimum investment requirements are Rs 1,000 for SIPs and Rs 5,000 for lump sum. In 5 years, a Rs 25,000 monthly investment has grown to Rs 26,68,000.</p>

<h2><strong>JM Flexicap Fund Direct Plan-Growth</strong></h2>

<p>This JM Flexicap Fund has delivered a 22.76 per cent annualised return in 5 years. It has a fund size of Rs 6,144 crore and a unit price of Rs 109.64 as of July 29, 2025. Its benchmark is the BSE 500 TRI, and since its launch in January 2013, it has achieved an annualised return of 17.86 per cent.</p>

<p>With an expense ratio of 0.49 per cent, the fund’s minimum investment requirements are Rs 500 for SIPs and Rs 1,000 for lump sum. In 5 years, a Rs 25,000 monthly investment has grown to Rs 26,64,000.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/news-sip-vs-ppf-return-comparison-market-linked-non-market-linked-interest-rate-maturity-calculator-which-can-generate-higher-returns-on-rs-90000-investment-for-32-years-374953" target="_blank">SIP vs PPF with Rs 90,000/year investment: Which can generate a larger corpus in 32 years?</a></p>


Here's a list of top-performing flexi cap mutual funds with the highest returns in 5 years. The top fund on the list has impressively grown a monthly investment of Rs 25,000 to Rs 27.8 lakh in just 5 years. Take a look at the top funds below to see if any of them are part of your portfolio.


Top 3 Flexi Cap Mutual Funds with Highest SIP Returns: Rs 25,000 monthly investment in No. 1 fund has jumped to Rs 27.8 lakh in just 5 years

<p><strong>India-US Trade Deal</strong>: India and the US are not likely to seal their pact within the August 1 deadline, with talks that have been going on to go beyond the stipulated time frame, sources said, reiterating that India is unwavering in safeguarding its national interests without compromise.</p>

<p>As per official sources, though negotiations are ongoing, the chances of finalising the deal within the August 1 deadline seem remote. The sources pointed out that India will not make any compromises on its national interests in negotiations.</p>

<p>In preparation for a possible No Deal situation, India is ready to retaliate with higher tariffs on US imports, possibly between 20 per cent and 25 per cent, the sources further added.</p>

<p>India is also said to be willing to impose higher tariffs on American products temporarily as a sign of its readiness to protect local interests in case the talks fail to yield a mutual agreement.</p>

<h2><strong>Piyush Goyal: India, US making fast progress on Trade Deal, first phase targeted by Sept–Oct</strong></h2>

<p>Earlier, Commerce Minister Piyush Goyal stated that negotiations with the U.S. on the proposed bilateral trade agreement are making “fast” or “fantastic progress.” He confirmed that further talks are planned later in August and emphasised that both countries aim to finalise the first tranche of the deal by September–October, with a shared vision to expand bilateral trade toward $500 billion by 2030.</p>

<h2><strong>US seeks more talks before tariff deadline</strong></h2>

<p>According to official agency sources, the U.S. Trade Representative has said further negotiations are needed ahead of the August 1 tariff deadline, underscoring that current discussions are constructive but not yet conclusive. Meanwhile, India’s Commerce Minister has described the pace of talks as “fast” and “progressive,” with hopes of locking in a first-phase interim agreement by fall, as both sides pursue a broader trade framework targeting $500 billion in bilateral trade by 2030.</p>

<p><strong>Also Read</strong><i>:&nbsp;</i><a href="http://admin.zeebiz.com/economy-infra/news-india-us-trade-pact-update-talks-on-first-tranche-enter-final-stage-both-sides-soften-their-stance-373738" target="_blank">India-US Trade Deal Update: Talks on first tranche in final stage, both sides soften their stance, say sources</a></p>

<p>&nbsp;</p>


The current talks between India and the US are most probably going to extend beyond the already discussed August 1 deadline, sources indicated on Monday.


India-US Trade Deal Likely to Miss August 1 Deadline: More negotiations needed; no compromise on national interest, say sources

<p>The Centre on Tuesday debunked fake profiles impersonating the Ministry of Health and Family Welfare on the professional networking site LinkedIn.</p>

<p>Taking to the social media platform X, the Press and Information Bureau's (PIB) Fact Check team informed that the Ministry of Health does not have an account on LinkedIn.</p>

<p>It also requested people to be careful of such fake accounts.</p>

<p>&nbsp;</p>

<blockquote class="twitter-tweet">
<p dir="ltr" lang="en"><a href="https://twitter.com/hashtag/Fake?src=hash&amp;ref_src=twsrc%5Etfw">#Fake</a> Account Alert&nbsp;<br />
<br />
Is the Ministry of Health on LinkedIn<a href="https://twitter.com/hashtag/PIBFactCheck?src=hash&amp;ref_src=twsrc%5Etfw">#PIBFactCheck</a><br />
<br />
No! This LinkedIn profile is fake.<br />
<br />
The Ministry of Health and Family Welfare (<a href="https://twitter.com/MoHFW_INDIA?ref_src=twsrc%5Etfw">@MoHFW_INDIA</a>) has NO official LinkedIn account.<br />
<br />
Stay alert. Always rely on official sources for verified… <a href="https://t.co/pXCpJTOV9a">pic.twitter.com/pXCpJTOV9a</a></p>
— PIB Fact Check (@PIBFactCheck) <a href="https://twitter.com/PIBFactCheck/status/1950066265885659530?ref_src=twsrc%5Etfw">July 29, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

<p>The PIB Fact Check team also cautioned the public to be more vigilant and not to engage or trust any of those fake LinkedIn accounts, which may use them to spread the wrong information.</p>

<p>“The Ministry of Health and Family Welfare (@MoHFW_INDIA) has NO official LinkedIn account. Stay alert. Always rely on official sources for verified information!” PIB Fact Check said.</p>

<p>Previously, the PIB Fact Check team highlighted a popularly shared WhatsApp message that misleadingly stated that the Centre has initiated a new scheme to deal with the nation's blood need.</p>

<p>The post made it clear that the government is not operating any 'Blood on Call' scheme and has not rolled out any pan-India helpline number, contrary to what the message said.</p>

<p>The fake viral posts claimed, "Government's new scheme...from today '104' becomes India's special number for blood requirement. The service is available 24x7.</p>

<p>After calling this number, blood will be delivered within 4 hours within a 10 km radius.</p>

<p>Costs Rs 450 per bottle and Rs 100 for delivery.</p>

<p>Please forward this message to your friends, relatives, and groups. A new life can be saved through this facility."</p>

<p>In response, the fact-check team reiterated that the public should always rely on official sources for verified information.</p>

<p>With Inputs From the Agency</p>


Earlier, a widely circulated WhatsApp message falsely claiming that the Centre had launched a new scheme to address the country’s blood requirement was debunked by the PIB Fact Check team.


Health Ministry Fake LinkedIn Profile Alert: Government exposes fake LinkedIn profile impersonating Health Ministry

<p>Let’s understand with an example: Anna and Anjal are friends who are in their 30s. They are having a cup of coffee, and they are chatting about retirement planning. Anna has confidence in PPF as it is safe and delivers sure returns. Anjal would rather invest in SIP, anticipating more growth. Wanting to know which one would perform better, both of them decide to invest Rs 90,000 per year for 32 years.</p>

<p>Now is the time to know who has a larger retirement fund. This comparison will also assist you in determining which option, PPF or SIP, can provide a better return.</p>

<h2><strong>What is Systematic Investment Plan (SIP)?</strong></h2>

<p>SIP is a method of investing a fixed sum in mutual funds. People can invest on a daily basis, monthly, quarterly, or annually in a mutual fund scheme.</p>

<h2><strong>What is PPF?</strong></h2>

<p>Public Provident Fund is a government-guaranteed retirement plan that comes under Section 80C of the Income Tax Act, which qualifies for deduction.</p>

<h2><strong>Interest rate in PPF</strong></h2>

<p>Currently Public Provident Fund is offering an interest rate of 7.1 per cent per annum.</p>

<h2><strong>Annualised return</strong></h2>

<p>Since there are no fixed returns in SIP investment, we are calculating as per annualised returns of 8 per cent (debt fund), 10 per cent (equity fund), and 12 per cent (hybrid fund).</p>

<h2><strong>PPF calculation conditions: Rs 90,000/year investment for 32 years</strong></h2>

<p>Yearly investment: Rs 90,000 (monthly investment Rs 7,500x 12 months)<br />
Time period: 32 years<br />
Rate of interest: 7.1 per cent&nbsp;</p>

<h2><strong>PPF: What will be your retirement corpus in 32 years with Rs 90,000/year investment?</strong></h2>

<p>On a Rs 90,000/year investment, the retirement corpus in 32 years will be Rs 1,08,33,320. The estimated total interest during the investment period will be Rs 79,53,320, and the invested amount will be Rs 28,80,000.&nbsp;</p>

<h2><strong>SIP investment conditions</strong></h2>

<p>Since there are no fixed returns in SIP investment, we are calculating as per annualised returns of 8 per cent (debt fund), 10 per cent (equity fund), and 12 per cent (hybrid fund). We're also assuming a monthly investment of Rs 7,500(90,000/12)</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 32 years (hybrid fund)</strong></h2>

<p>At 12 per cent annualised growth, the estimated retirement corpus in 32 years will be Rs 2,91,88,783. The invested amount will be Rs 28,80,000, and the estimated capital gains will be Rs 2,63,08,783.</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 32 years (equity fund)</strong></h2>

<p>At 10 per cent annualised growth, the estimated retirement corpus in 32 years will be Rs 1,90,68,670. The estimated capital gains will be Rs 1,61,88,670.</p>

<h2><strong>SIP: What you can get on Rs 7,500 monthly investment for 32 years (debt fund)</strong></h2>

<p>At 8 per cent annualised growth, the estimated retirement corpus in 32 years will be Rs 1,25,96,497. The estimated capital gains will be Rs 97,16,497.</p>

<p><strong>Also Read</strong>:&nbsp;<a href="https://www.zeebiz.com/personal-finance/news-home-loan-interest-rate-emi-repayment-calculator-how-can-you-save-inr-rs-2000000-and-5-years-on-rs-5000000-30-year-loan-374946" target="_blank">Home Loan Calculation: How can you save Rs 20 lakh and 5 years on Rs 50 lakh, 30-year loan?</a></p>

<p><em>Disclaimer: For Information Purposes Only. Calculations and Data Provided are Generic in Nature and May Vary Based on Actual Conditions</em></p>


Here, we will explore the two widely used investment schemes, Systematic Investment Plans (SIPs) in mutual funds and Public Provident Fund (PPF). SIP enables you to invest a fixed amount at regular intervals in mutual funds with market-linked returns. PPF, on the other hand, is a government-guaranteed savings scheme with guaranteed returns. Let us compare them by finding out how much corpus they can build up by investing Rs 90,000 per year over 30 years to see which one can produce a better return.


Anamika Singh